Total out of pocket money needed
I also see they just got in trouble for copying another builders design aswell...
Although what they sell now doesnt take from those ideas anymore.
A search brought…
Anyone used a deposit bond?
Was then called today advising that they need another 9-10 days to get the bond as they need the purchaser of their property to go unconditional…
Deposit bond problems
Yes if you are using a "quick" pre-approval then this means nothing. NAB and CBA will both give you an on the spot pre-approval however it is subject to them checking…
First Home Owners Grant Timing
I remembered I deal with some mortgage brokers at work so Ill ask them when I next can, atleast they will have more unbiased information.
and by own you mean you have 100% paid for it out of your own pocket and have no loan for it?
if so, yeah it's very…
Delay between Settlement and FHOG
Were looking at buying a house+land package that requires us to purchase land + 5% deposit at the start, then stage based installment…
Feb 20, 2009 8:52 pm
Feb 20, 2009 8:54 pm
Feb 20, 2009 8:55 pm
Feb 20, 2009 9:05 pm
Where to stash your cash?
That's Ok, but where's your site?
edit. Oh, I thought you meant you don't have links to your portfolio on your site. Sorry, misunderstanding.
Which lender - 100% or otherwise!
Melton West / Kurunjang .... the "better" side of Melton (if there is such a thing as a "better" side of Melton!).
I have received another question which I would like to answer here;
Question regarding Broker.;
I have today inform a broker that I wish to discontinue…
Feb 24, 2009 12:27 pm
Settlement Delay Due to Westpac...
If it is entirely Westpac's fault then you should ask your broker to lodge a formal complaint through their Business Development Manager with a breakdown of the amount…
Feb 25, 2009 5:15 pm
I'll need finance approval for the NHC on 13/3 and settlement of the sale isn't until 1/4 (unconditional is 21/3)
the settlement on 3/3 moves the mortgage from one…
credit card rates
Thanks for the replies. I am paying off an amount on my card at this point, so i do pay interest. The card I'm looking at is a new low rate card by Aussie. it has an…
Need more than pre-approval?
Not sure if it helps but we are constrained more so by our deposit size rather than our ability to make repayments.
You need to work out…
Loans and Fixed term work contracts
Thanks for that, it is so stressful waiting to hear if you are finance pre-approved especially when we already have a block with an offer on it,…
Mar 11, 2009 10:17 pm
What are our options?
The best option to do is if you own most of your land then use this equity to borrow money to finance your build. Viridaina line of credit is great for this and you can…
100% Construction Loan
Hi all, I am new to this forum.
We are considering building a new home, but I am not sure how this woks with the bank if we decide to be owner…
How much is your mortgage?
It will be approx 286k for us when construction is completed. I wanted to make sure I could pay the mortgage just on my wage. Which will be about 30% of my wage with…
Settlement penalties are going to be a common occurence with Australian lenders having processing delays of up to 4 weeks. Yes 4 weeks, not a typo.
some advice please!!!
Is your purchase contract subject to finance within a certain time period? Tell us what the clause in the contract says about finance.
Also why can't they do the…
New home / Valuation / Contract etc
Mrs Smith, its a spec home. This is normal, nothing 'desperate' about it.
Jaytyn, what % are you borrowing? You'll probably find the bank will be quite conservative with…
deposit for home loan
hi all, sorry if this has been discussed before, but im close to considering a new house and land package that is due to start construction next…
Building our first home
My husband and I are planning on building our first home.
At this point we are saving the deposit for the land and are then looking at building a kit home. The…
About construction loan
SILs bought a land ($100,000)in the west probably two years ago. During these period, they paid extra repayments ( around $40,000) to the land.…
Mar 30, 2009 11:43 pm
Mar 31, 2009 11:04 am
RAMS 100% loans FINISHED
gilese as far as I am aware you CAN'T under any circumstances
use the FHOG as a deposit anymore.