jb_moneyCBA posts: Are Other Lenders Much Faster?
4 April 2009
If any of you are concerned about delays then try one of the non-bank lenders or other lenders not affiliated with the major banks. The major banks and their subsidiaries…
thloCurious: thlo what deposit % are you seeing for 1st home buy
5 April 2009
Zerosignal, what a difference a few months makes. As a result of major lenders changing deposit requirement rules, most applicants do not have the luxury of deciding…
jb_moneyCBA charges us $330.00 for house valuation.
6 April 2009
I've had CBA charge customers for additional valuations, however their standard additional valuation fee is $150 and they charge it at settlement. If I were you I'd call…
yvette72Urgent question - Home insurance required for last payment?
13 April 2009
yes we too have the weath package
jb_moneyDo you think I have anything to worry about?
13 April 2009
St George has a policy that if they believe you have intentionally deceived them on the application then they will decline your loan regardless. I doubt very much that…
aimesLoan Repayments Freeze for those made redundant
13 April 2009
Although this initiative sounds like they are trying to be nice to home buyers I think they have a duty to offer this security as they are encouraging us to buy homes now…
jessicaProcess & time after unconditional approval to settlement ?
14 April 2009
Thanks bawatkins ! Does anyone know once we sign the papers and send back to CBA, whats the next steps and how long before a settlement can be arranged? Is the settlement…
thlo20% 4 Mortgage Insurance-an impact of the finanical crisis!
16 April 2009
On the RAMS issue, I think you are aware 100% loans have been discontinued. Did your lending…
Which Lender for Construction Loan?
I heard from a reliable bank source that one of the last major banks to have 5% deposit home loans (up to 97% LVR including mortgage insurance) will stop offering this…
Question : Valuation first or goes to "credit" first?
Thank you so much for your helpful information maison de…
thloApplying for Construction Loan - apply to more than 1?
23 April 2009
So..... that said how far back does my credit file go back? I was dodgy and late with some of my credit card payments about 7 years ago (was…
lisannePlease have a look at our situation and give us some advice
24 April 2009
If you are paying $300 p/w in rent and can only manage to save $100 p/w then honestly, I don't like your chances of being able to personally afford the mortgage you…
alkTime to Fix Mortgage Interest Rate - Yay or Nay ?
27 April 2009
Sorry but I honestly I think you'd be "cuddling cactuses" to fix now... Go here http://westpac.com.au/manage/wrap.nsf/v ... penElement See page 09 - look at Cash rate…
DaleMortgage protection changes announced by Government
28 April 2009
Here is another article on the topic: http://www.theage.com.au/national/gover ... =text-only Government moves to punish dodgy lending Date: April 28 2009 Peter Martin…
Credit Card 2.9% pa; homeloan variable 4.9%pa, dilemma!
I did a quick calculation, and by putting it on the card (2.9%) as opposed to home loan (4.9%) you will save a total maximum of $280. Perhaps it is worth it, and check…