thloLow Doc 20% deposit using First Home owners Grant ?
22 July 2009
Was any of the work you did before you started your own business done as sub-contractor? As elastic said, you also need to have funds for stamp duty as well as 20%…
thloApplying for a Homeloan during the Global Financial Crisis..
29 July 2009
He did'nt mention a 'solicitors mortage fund' but perhaps it was. One other thing I did'nt understand, he said that using the equity in my…
thloProgress Payments - St George Bank - Processing time?
31 July 2009
Nav, as customers deal directly with the progress payments team I haven't had much to do with this but from the occasional complaint about delays from customers, I gather…
jodgeLMI calculation problem. . . mortgage advisors please help!
14 August 2009
I think that's a big problem thlo. . . LMI rates aren't available to the average Jo-Blow. . . How are we supposed to shop around to get the best deal in a mortgage when…
PosnowCBA valuation on land came in 5k short
15 August 2009
Hi Williams Landing neighbours! I have a question regarding your soil tests and slab types. I'm in De Havilland (Stage 1) and getting ready to build, and I'm told I need…
A&B FinancialNew home buyers should allow for higher rates
17 August 2009
It's always a good idea to allow for higher interest rates within the future. You may be able to afford to make the repayments on the lower interest rates at the present…
Miss-Build-A-LotPutting in an offer before Auction
20 August 2009
Thanks very much for your responses! After much careful consideration, we have decided not pursure this property as it is a little bit too much risk for us at this point…
OzmanCollusion among the Banks to provide low valuations
23 August 2009
berny - The biggest challenge for newly developed areas in Sydney is that there is little or no sales data for valuers to use. As such, they compare to adjacent areas…
aLLaNNa1Conditional Pre-approvals - have you been honoured?
25 August 2009
Im going to apply for pre-approval soon. I think its valid for 3 months only. If I dont manage to purchase a property within this time frame, can I apply for pre-approval…
ibfragalot99Land contract - Subject to Finance clause - What $ to put?
26 August 2009
Yep, unconditional for the land now and conditional for the house. You were right, the land guys got back to me and its fine. Yay
thloLand & Construction Settlement at the same time + FHOG
1 September 2009
Thank you thlo I just phoned Revenue SA and they have advised me that it is approved, but the bank I am going through hasn't put in the…
thloHow does someone being a guarantor work
3 September 2009
You can find more information about home loan guarantors in these threads viewtopic.php?f=31&t=16965&start=0&hilit=guarantor
aLLaNNa1Time limit for borrowing the loan amount
5 September 2009
can someone please help me....im thinking of selling my house to my brother, at below market value. House value is about $390k. My payout figure for this mortgage is…
jbdaveQuestion about constructing on land owned by a third party
9 September 2009
Interesting. I'm no expert, but a lawyer would have to be contacted in order to facilitate this arrangement. The one issue that stands out for me is that the banks will…
thloAdvice needed - LMI in pre-approval but not Loan Agreement
10 September 2009
HoffiesMortgage Protection Insurance Vs Income Protection Insurance
13 September 2009
We have income protection/trauma/death/partial or permenent disability insurance and I think it's great. Our financial advisor set this up…