pinkfairymagicFinance declined due to valuation - is VCAT an option?
10 June 2009
Did you have a clause in your contract stating it was "subject to finance"??? If so, all you need to tell your builder is that you couldn't obtain finance and legally you…
yvette72Commonwealth bank to increase their variable home loan rate
17 June 2009
we are with cba and have been very happy with then and there service,Just remember it does not matter which bank you are with they will all follow anyway.With have been…
jodgeHELP! First home buyer Construction loans!
17 June 2009
Yep, same for us LMI was paid on the land loan. When we get the construction loan, they calculate the LMI on the whole loan (land and construction combined), then take…
Spefically, how do family equity/guarantor loans work ?
meldives, the following post with links may help; viewtopic.php?f=9&t=15819&p=228199&hilit=guarantee#p228199
Which Lenders Pass on February 09 Rate Cut?
Such a short time ago, we are discussing which lenders pass on RBA rate cuts. A few months later we are discussing all the rate increases by banks independent of RBA.
fxaudBank wanting council approval form before releasing funds?
22 June 2009
Bill does Westpac have a standard progress payment schedule for construction loans in NSW you could share. how can i get the 5% deposit financed by the bank. what…
Sparky0118Anone used this software - mortgage watchdog
29 June 2009
My uncle purchased the program, he says it works ok but he hasn't found an error big enough to report. There is a website called The Interest Guardian that offers a free…
thloIncorrect interest rate on loan papers .. shud v sign ??
30 June 2009
Isnt the whole point of documentation for each party to cover itself? Your providing the bank with an escape avenue if you sign as far as Im…
jen666Just bought subject to tenancy but tenants lease has expired
8 July 2009
Thanks Ms Briz!
da68zabeautiful comfortable and fashionable timberland,gucci shoes
9 July 2009
Mate your a clown and wasting your time if you think you are going to even get one sale from your spamming
YiimaSo frustrated of waiting home loan, what's my option??
10 July 2009
Now as its all done, recommend and hope you are on variable rate.. If thats the case, live it through for some time and then in 9-10 months shop…
Tornado_ALIVEHow to know what loan u can afford, what interest rate?
12 July 2009
We are going full variable and budget of 10%. We will pay our loan right from the start based of a 10% rate, building a bit of a buffer. Touch wood, I don't think we…
digammaArticle re mum & dad guarantors for home loans
16 July 2009
We initially asked both of our parents if they would go guarantor on our loan and both were "disinclined to acquiesce to our request". However, coz I messed up when…
thloLow Doc 20% deposit using First Home owners Grant ?
22 July 2009
Was any of the work you did before you started your own business done as sub-contractor? As elastic said, you also need to have funds for stamp duty as well as 20%…
thloApplying for a Homeloan during the Global Financial Crisis..
29 July 2009
He did'nt mention a 'solicitors mortage fund' but perhaps it was. One other thing I did'nt understand, he said that using the equity in my…
thloProgress Payments - St George Bank - Processing time?
31 July 2009
Nav, as customers deal directly with the progress payments team I haven't had much to do with this but from the occasional complaint about delays from customers, I gather…
jodgeLMI calculation problem. . . mortgage advisors please help!
14 August 2009
I think that's a big problem thlo. . . LMI rates aren't available to the average Jo-Blow. . . How are we supposed to shop around to get the best deal in a mortgage when…
PosnowCBA valuation on land came in 5k short
15 August 2009
Hi Williams Landing neighbours! I have a question regarding your soil tests and slab types. I'm in De Havilland (Stage 1) and getting ready to build, and I'm told I need…
A&B FinancialNew home buyers should allow for higher rates
17 August 2009
It's always a good idea to allow for higher interest rates within the future. You may be able to afford to make the repayments on the lower interest rates at the present…