having to pay back First homebuyers grant and keystart?
I'd suggest just calling Keystart anonymously and ask them directly and explain your situation. They'll let you know exactly where you sit.
Help!! Construction Loan: Land title not due till June 2011
These kinds of contracts annoy me to say the least. Recently i met a client who had signed a similar agreement to purchase a block in North Coogee. They had 12 months to…
Your take on non-bank lenders (eg MyRate, Homestar..)?
I'd recommend having 2 or 3 appointments with different mortgage brokers, they'll give you some decent answers when comparing loans. It's often the smaller things that…
How long did it take for you to get approval?
Our situation was much like Ms Builder's. We initially went through a broker, and after 8 weeks of being stuffed about (to put it nicely) we went direct to the bank (CBA)…
Can share your thoughts about my refinance predicament?
Hi zozo, do you mean that brokers can give a discounted rate on top of the published rate for Simplicity Plus? It is currently at 7.1%, lower than ANZ standard variable.…
Buying land with small deposit, can it be done?
Hey Rellie, we're looking at the Cranbourne / Clyde areas in Melbourne, Victoria. Thanks for the tip RE the unconditional finance thing, we'll keep our eyes on that one.
What actually happens - P&I repayment ANZ Simplicity Plus?
check with my broker. i think the principal segment of the P&I brings down the principal owing to the bank and brings up the amount of redraw consequently. looks like…
Loans for land and house with two banks - possible?
Thanks all. I don't really intend to have a separate loan or a line of credit. I just wanted to know if it was possible, in which case I may have had some bargaining power…
Simple question but can't find the answer, re: grants
If you ring the State Revenue Office they can confirm this for you. I've called them previously and they were very helpful.
top questions that need answers before you get a home loan
as a customer I found the biggest problem was getting accurate time frames for processing the loan. So this needed to be made clearer
Paying rent to builder/developer before settlement ??
Well we have an agreement - its called a licence agreement and we move in on 3rd Jan and pay rent until settlement date is finalised (probably mid-late January)... Its…
House and Land package- cheap land price? Revalue?
Never expect miracles from bank valuers! If you have strong sales evidence to support your estimated value then please give the list of sales to the valuer, it is always…
Switching jobs, been in the same industry for 20 months
In short, it depends on the lender - some credit union such as BMC have a product line where probation is fine- but you must be in the same industry for more hten 24 month…
Rocket Home Loan - Top Up Function - how does it work?
Thanks again Kyton
anyone have any comments on ING for home loans
yes the email is a good idea i have spoken to them and sorted it out just a small issue but a potential problem and really it shouldnt have happened as it is a matter of…
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