AnnietomWill we have our valuation/bank cheque by settlement?
18 March 2010
oh I feel for you Roar, we had a tight timeframe too, a lot of people do, some have to vacate rental places etc... it's a bit stressful to say the least. do you have a…
Trent DavidsonNeed advice with loan rejection (good news!)
29 March 2010
Pepto you need to check your docs. If you have signed them already, you have a binding contract.. there would be fees to break this. Bankwest and CBA are different…
dreamzConfused about using Land Equity on a Construction Loan?
13 April 2010
glenglenWat is the common method for investment?
15 April 2010
First time, You seem to be doing everything correct in regards to investing, that is getting the information you need to make a decision. 3 people you need around you…
Help with bridging finance - any other options
$22k for bridging finance for 5 weeks? Either you are borrowing a very large sum of money or something isn't right there. The 10k break fee I can understand, that is…
zakChanging principal place of residence finance query
30 April 2010
Thank you for your responses. I haven't yet rung ATO due to limited time but will post back when done so, soon.
glenglenPrincipal or interest only? need some help/ advice
5 May 2010
Agree with 75etd in regards to the 6 year rule for CGT excemption except you only need to prove you lived in the house, that is a utility bill or simular. Every 6 years…
glenglenLoan to repay family members post construction)
23 May 2010
Hi guys, Not a general comment at all. For a start try AMP, they openly advertise the fact that they will go 80% with no questions asked on the purpose. There are a few…
DeemareeCBA's Wealth Package and Interest Offset option!
30 May 2010
True there Helyn. The attitude of banks (as opposed to credit unions) is very much for their investing shareholders benefit IMO. Worst thing for customers (and staff) was…
jb_moneyFHOG and the 'first home vacant land concession'
14 June 2010
Grant rules vary between states and can be quite complex. For this reason I wouldn't recommend taking advice from a forum, better to call the QLD first home hotline 1300…
Pepto471What percentage of deposit so no mortgage insurance
1 July 2010
it helped me as well, very…
kekIs it worth having redraw on the Home Loan?
2 July 2010
Helyn is right. But if you put your surplus funds into your home loan, thus offsetting the interest on the loan, in most cases it will work out better than if you parked…
btherlWhen do we receive our First Home Owners Grant?
5 July 2010
Pepto, we did not need the FHOG at settlement, we used the money we had declared as our deposit to the bank as our deposit. If the FHOG is part of your deposit then…
jb_moneySettlement Delay- Interest (Isn't my broker liable 4 this?)
8 July 2010
If your broker hasn't done the right thing by you then you should put your complaint in writing to their complaints manager. If they do not handle your complaint properly…
MoonahgirlHome loan and changes to contract price
19 July 2010
Thanks for the advice everyone. I'll definately take that on board. I'm aware we will have to cover variations and I have added a healthy contingency to my calculations.…