rajan_g43yr Special Economiser with Comm Bank
15 February 2011
Ohh yeah, they have the same loan with lower int rates. There are a few differences, but eventually I ll be saving $300 if I can successfully switch over to NAB from this…
JuJuBBuy or rent? Place earnings into a house or savings account?
8 February 2011
Im certainly no expert but will go on my experience. I bought a place on a single parents income paying 3X what I paid in rent but after 5 years my mortgage is 1/3 less on…
JuJuBRelocation Construction Loan or wait to sell?
8 February 2011
DH and I bought a 5 acre block last may with the goal of selling our house to enable us to build our dream home. We havent felt the time is right to sell and would like to…
jb_moneyplanning to buy a land which will be registered later
7 February 2011
Just to let you know any loan that is approved now will be subject to re-assessment prior to settlement. This is not just a valuation, but also a full review of your…
jb_moneyWhat to lodge to valuer to try and get maximum valuation
7 February 2011
Very few banks finance partially complete properties. It sounds like you have a lot of equity which can be a big help in these situations. If I were you I would approach…
Does anyone know active homebuyers or AHB liquidation?
Current Affair can't do anything for you as unfortunately they have gone into liqudation. Your best option is through ASIC and the ombudsman - usually takes them 10…
ditzydameanyone have any comments on ING for home loans
24 January 2011
yes the email is a good idea i have spoken to them and sorted it out just a small issue but a potential problem and really it shouldnt have happened as it is a matter of…
KerryFRocket Home Loan - Top Up Function - how does it work?
11 January 2011
Thanks again Kyton
shapeSwitching jobs, been in the same industry for 20 months
6 January 2011
In short, it depends on the lender - some credit union such as BMC have a product line where probation is fine- but you must be in the same industry for more hten 24 month…
dragonflychicFirst Home Buyers Finance Advice
26 December 2010
That sounds like an over priced house on cheap land. I'm in Perth too. Our house, land, stamp duty(our 2nd property and for land only) and mortage insurance I'm sure has…
jb_moneyHouse and Land package- cheap land price? Revalue?
24 December 2010
Never expect miracles from bank valuers! If you have strong sales evidence to support your estimated value then please give the list of sales to the valuer, it is always…
JudabellePaying rent to builder/developer before settlement ??
21 December 2010
Well we have an agreement - its called a licence agreement and we move in on 3rd Jan and pay rent until settlement date is finalised (probably mid-late January)... Its…
Lunchtimetop questions that need answers before you get a home loan
10 December 2010
as a customer I found the biggest problem was getting accurate time frames for processing the loan. So this needed to be made clearer
zozoSimple question but can't find the answer, re: grants
7 December 2010
If you ring the State Revenue Office they can confirm this for you. I've called them previously and they were very helpful.
dkpLoans for land and house with two banks - possible?
22 November 2010
Thanks all. I don't really intend to have a separate loan or a line of credit. I just wanted to know if it was possible, in which case I may have had some bargaining power…
so-tongWhat actually happens - P&I repayment ANZ Simplicity Plus?
19 November 2010
check with my broker. i think the principal segment of the P&I brings down the principal owing to the bank and brings up the amount of redraw consequently. looks like…
McLovinBuying land with small deposit, can it be done?
17 November 2010
Hey Rellie, we're looking at the Cranbourne / Clyde areas in Melbourne, Victoria. Thanks for the tip RE the unconditional finance thing, we'll keep our eyes on that one.