btherlmortgage refer service with commission refund
6 September 2011
That's a good point.. though on the refundsdirect website they say this: "You will be contacted by your chosen lenders who will discuss your needs, their products and…
Titch101mortgage/income protection insurance
28 August 2011
I found the best offers were through my super fund, its worth contacting them to see if they provide income protection etc as its easy to arrange deductions from your wage.
AlexyeoWritten quotes for duplex construction loan - pre-approval
9 August 2011
Thanks for the note. I spoke to the financier to clear some things up and they pretty much reinforced what you say. Time to start getting quotes then!
Cyclops2344Financial product comparison websites
1 August 2011
I know of several people that have had unpleasant surprises using financial comparison websites (insurance, home loan...) – namely concerning the so called comparison to…
1% discounts from CBA, ANZ and Suncorp
CBA came out with a published 1% discount off the standard variable rate today for sub 80% LVR loans over $500k. There is certainly a price war going on with other lenders…
Exit Fee Varied from $0 to $350 Wizard (AMS) !
Exactly better the devil everyone knows. Some of the crap GE and Rhg (old rams) pulled during the gfc was unbelievable. That is why contrary to many of my colleagues in…
Not being unconditionally approved before house is complete
Yes that's right at 75% lvr you have effectively a worst case scenario of a 20% margin for error ie a 95% loan. Certainly not ideal if it were to pass due to lmi cost but…
shapeEeeek!! Bank valuation on land way too low!
14 July 2011
You can fight the valuation if: 1. you have solid proof of comparative sales in the last 3 month ( no older- and the sale must have settled) 2. Similar property ( not just…
kexkezNew Lending laws excluding or limiting access to finance
23 May 2011
I've just had a work friend go through some major hassles sorting out their loans. They have always banked with a credit union . They were not looking to switch to one of…
shapeFirst Home Mortgage Application - too many credit inquiries?
6 May 2011
I normally dont like to self-promote.. But since this is ur 2nd post. Email me at Michael@shapehomeloans.com.au - and i will be able to help. Regards Michael
MclarenBest Steps Toward our Goal of Home Ownership?
7 April 2011
Sorry to read your sad story and the ramifications that you are still living with because of your husband's caring nature. When we were looking to borrow some money last…
jb_moneyGenuine savings and amount able to borrow questions
7 April 2011
You should be fine to qualify for a loan the way you are now. Firstly genuine…
James_smithDebt Consolidation via Home loan Topup
2 April 2011
Hi jb_money, Thanks for your great insight. Refinancing is an option if Bankwest doesnt want to topup the loan as it doesnt make sense for me to pay high rate personal…