amanda26What does it mean a letter says you have been pre approved?
1 November 2008
Thanks for the reply! Thats what I was thinking I thought it sounded a bit to good to be true that you could get a personal loan up to 70,000 without being formaly approved!!
thloHSBC Home Loans - no rate cut after RBA 0.75% cut last week
14 November 2008
Hi all Does anyone else have their home loan with HSBC in Australia? They have not passed on any of the RBA rate cut last week! I have phoned…
thloANyone know about the new Shared equity scheme in WA
18 November 2008
Hi guys, I am a first home buyer/builder and have registered for Keystart "first start" shared equity scheme loan. Its been a while but i…
thlo100% offset account & fortnightly mortgage repayments
21 November 2008
This is what I mean; I have done a calculation to demonstrate that package fees paid (for the privilege of using an offset account and having a low rate) can be better…
WingiesHere is something very useful
10 December 2008
I recieved this in my email today very useful to work out a working budget. http://renos.com.au/bookreports/moneyfi ... finder.pdf
thloApply home loan for more than pre-approved amount
15 January 2009
Yes, this is very common indeed. It's always a better idea to have your maximum borrowing capacity tested at pre approval before settling on your ideal purchase price…
Re: Time frame for signing a contract.
hi homebuyer, we have a monster thread here all about this topic https://forum.homeone.com.au/viewtopic.php?t=10268
thloWhich banks pass on full 1% cut?, 1 % Interest Rate Cut
30 January 2009
It's amazing how much the variable home loan rates came down in such a short time. I just did a check for the lowest bank home loan rates. ING…
thloYou thought you had valuation problems!
5 February 2009
Nav, i got your message but would you be able to communicate via email (sorry I don't have yours), i don't use PM for specific (Privacy Act) issues. If you prefer not…
jb_moneyWhy does the mortgage calc give a different repayment amount
9 February 2009
I think this is normal - our credit union does it too - they don't call it a review but the onus is on the customer to change their payments if…
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