Nic and Shell 1Urgent bankwest construction loan q
24 October 2015
Sorry for the late reply, you might have better luck with them, we had issues but I was pleased with the customer service they always answered emails relatively quick. And…
aloenyxfirst home buyer very confused about finance on home and lan
26 September 2015
I did the same as yourself, put a $1,000 down on a piece of land in July 2014 expecting titles in April 2015. I had preapproval, once I paid the $1,000 my broker applied…
becjarrettdaltonFinance Question for experienced owner builders
9 September 2015
For what purpose? I don't think you'd find a lender who would accept a guarantee with owner builder. It comes back to having the equity or the cash to fund the build…
becjarrettdaltonLand and construction loan with same bank. Benefits?
8 September 2015
You can't separate the lenders, the lender wants security over your property and there's only the one security. Talk to a broker who can choose the right lender for…
becjarrettdaltonSelf Employed and Credit Default going for construction loan
30 August 2015
It comes back to how big the default is, if it was ignored or paid quickly, who it's to, any story behind it & the percentage you need to borrow. Lenders don't love…
becjarrettdaltonBank Cheque question (OR BEARER)
17 August 2015
In all but extraordinary cases a bank cheque can only be cancelled by taking it back to the bank - the only exception being where it is lost, and there is a process behind…
travelbugPaying off debt before home loan application?
20 July 2015
They also look at the limits on your credit cards. Even if you pay them off each month. So if you have one (or a couple) reduce the limit to what you really need.
Building4my3totsPaying off mortgage cheaper than 26 years ago
17 July 2015
Definitely a Sydney thing! Old fibro houses are fetching over 1 mil in my suburb, It's so crazy! and building industry always catches on, so building cost just raise too!…
plcCan I use land as a deposit for a construction loan?
26 June 2015
Yes, as others have said, you can use the equity in the land going forward on the construction loan. Note that there will be stamp duty to pay on market value even…
becjarrettdaltonHome Loan question
16 June 2015
NOT giving tax advice, here's a quick blog post I have written which might make sense of the above advice http://homeloancomparison.com.au/offset ... investors/
becjarrettdaltonBetween A Rock And A Hard Place
16 June 2015
Tom's right/ If it gives you some comfort get prepared for the maximum loan amount you think you will need, and then it's only the valuation thats a variable - removes one…
Stuart05No Lawyer/Conveyancer for the construction Loan?
13 June 2015
if you aren't comfortable at being able to understand the building contract then it may well be worth having a lawyer look over it (I think you will find a conveyancer…
annieleeApplying credit card while waiting for loan
30 April 2015
thanks for all the reply... the reason i wanted a credit card is to get point for QFF with some purchases that i might be buying before the house/land is ready.. im…