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FHOGThanks for the reply. I thought that there would have to be some sort of conditions that applied. It is an awful situation for a 21 year old to be in but she also needs… Loan approval times (Westpac)Took us about 6-7 weeks for unconditional approval with westpac for our land- ie, after valuations and everything - but that was earlier this year when things were a bit… YiimaJul 10, 2009 9:13 am Need advice on home loanHe noted that my only options right now is get enough for 80% loan and forget LMI or pay out current loan and move bank.
Both sounds like a dead end. JNN replied 10 July 2009 ago Deposit QuestionsSorry I can't answer your question about LMI but I just wanted to make sure that you are aware that PD will sting you at least $2000 per month, once… Do u need paying progressive payment fee?Hi,
Do u need to pay progressive payment fee?
I'm with Ban. W, and when I join, I was suggested the lite plus package ( Annual fee $360, no application fee). Now, 1 yr… Nott started a topic 15 July 2009 ago NottJul 15, 2009 11:28 am Finance for purchase of houseYour 10% equity in the land IS GENUINE SAVINGS!
Unfortunately, there are a lot of people (including credit assessor of a bank  which had to be corrected by a mere… thlo replied 15 July 2009 ago FHOG and investment Home loansI am more worried about you losing your consumer rights under the Uniform Consumer Credit Code by ending up with an investment loan. thlo replied 20 July 2009 ago thloJul 20, 2009 10:12 pm Dingbat of a Mortgage BrokerWe're about to compose a "goodbye" email to our broker...just looking for some help with the wording if we may.
We want to say 'no thanks' without being offensive, but… OB loan questionbest you will get is 80% generaly 60%. Try a local building society or credit union smoetimes they will consider. Banks! ValuationsYes they do have everything. We have signed out contracts and everything. They just said they needed to do the valuation, which has almost taken 3 weeks now! Roof RestorationI would simply get a quote (not an estimate) or two. Then you have the price. You can even ask your Estate Agent if he knows someone. alokin replied 26 July 2009 ago Refinaning a fixed term loanMy advice would be to stick it out thats what I am doing.we have fixed rate loan 0f 9.20per cent due to finish august next year.about 1 month after we signed rates started… BankWest Plenty Valley Phone Number?Does anyone know the shop phone number for BankWest in Plenty Valley shopping Center South Morang Vic?
All I can find is the 13 number for phone… thloJul 31, 2009 10:45 pm Loan application approved! :-)
Congrats Kev!! Our construction loan has been applied for but since our land hasnt been released, they dont seem to be in a rush to process it. Loan settlement with WestpacHi,
If they know settlement is going to be on that date they should be ready for it! I worked in the bank for ten years, they should be… Removal of Caveatchristos I would leave settlement to the new date. Your conveyancor would advise gadens. How can I avoid using a mortgage broker?we are using a broker and couldnt be happier. Our broker came highly recommended, and he used to work for one of the big banks for many many years so i feel secure in his… at replied 13 August 2009 ago delayed titlesWe bought a block of land in a new development. Signed land contracts in Feb with an expected titling date of June. We signed building contracts on July 1st. Loan has been… ritab25 started a topic 14 August 2009 ago 1st Home Owners Grant
Am I correct in assuming that if we follow all guidelines and requirements and go for the FHOB through an approved agent, then we get to keep the… thlo replied 14 August 2009 ago jodgeAug 14, 2009 5:54 pm CBA valuation on land came in 5k short
Hi Williams Landing neighbours!
I have a question regarding your soil tests and slab types. I'm in De Havilland (Stage 1) and getting ready to build, and I'm told I need… Posnow replied 15 August 2009 ago LakieAug 17, 2009 5:09 pm Putting in an offer before AuctionThanks very much for your responses!
After much careful consideration, we have decided not pursure this property as it is a little bit too much risk for us at this point… Section 27I'm going to take this 1 step further.
I sold at Auction. Because I am looking to buy, a Section 27 was served to the purchaser.
Why would a purchaser NOT sign it?
I… AWR replied 20 August 2009 ago Finance Brokers Using ForumsI am not a broker but I did meet my current broker through an investment property forum. This broker is much more experienced than my previous broker (who I was referred… OMG replied 20 August 2009 ago OzmanAug 23, 2009 11:34 am Is this too risky??WELL.....the loan was all approved last friday. AND thank goodness the risk we took paid off!!
Value of dual occupancy came in at exactly $300K (what we paid at auction)… debtIt probably depends a bit on the company. They will usually assess your situation & consider the options best for yourself. These could include:-
1. Debt… stamp duty and land taxah....i didnt know that. i've budgeted for a large stamp duty based on the total land + house, as per what i paid when i purchased my established house a few years back.…
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it's in my other thread 
elastic doesn't like…
