AU 
Finance for Rural propertyH_O_D, Trent and glenglen, thanks for your replies and the information, that sounds a bit more encouraging!
Since my original post, I've now moved to a large regional… Matilda replied 8 November 2009 ago Construction loan Question??okay yes it was used for the valuation but we havent borrowed anywhere near the valued ammount not even half!!!
Also they have already released 2 payments to the builder… low doc construction loanwe had a low doc construction loan the left over money from the loan was depositing into our bank account after handover of the house.that was with the bank of alediable home loan portability questionHello Ishenka, welcome...
This is also called a substitution of security. We unsuccessfully tried doing it for our construction loan to avoid fees for breaking our old… Sierra replied 11 November 2009 ago thloNov 13, 2009 12:51 am Bank policy change!!Hi, we were hoping to use loan portability as we are selling our house and as I'm not working at the moment we can't 'afford' a loan according to… thlo replied 13 November 2009 ago thloNov 13, 2009 12:07 pm Owner Builder LoanThanks mayjay. I might try that.
Hills Guy, wow that doesnt sound promising :S Unfortunately i dont have any other property to finance from. Will have to dig abit deeper… Loan size - what would you do?
There's another non tangible side to the story. It could be easy to dismiss someone who wants a bigger house as wanting to keep up with the Jones'… Rizzo replied 21 November 2009 ago RizzoNov 21, 2009 5:05 pm tricky timing situationA lot of builders were providing contracts without engineering for the FHOG applicants, and then making contract variations when the figures were in - perhaps you could do… mpcj replied 25 November 2009 ago Standard loan turn around time?
Afternoon All,
Any updated time frames? (noted most of this thread was for around may-aug)
got weddings/honeymoon/selling out of the way. now to… Switching banks?? Can it be done?Refinancing for a small rate cut may not be a prudent decision these days.
There is a possibility that lenders may raise rates over and above any… thlo replied 2 December 2009 ago thloDec 02, 2009 12:31 pm Source of Home Loan?This may be a stupid question but....
Is it possible to get a home loan from an international bank to purchase a property within Australia?
With… thlo replied 3 December 2009 ago Builder requesting info from our BankHello,
Depending on who you are building through they may have a deposit system for first home buyers that involves instead of you paying the deposit. The builders will… In a fix --- Tender and loan amount !Rupz.
Your broker or Lender needs to frame it the right way. If need be submit it to credit to include the extra quotes and then have the valuer value the property land… saoyeDec 11, 2009 2:27 pm To Fix or to not?? HELP!!!!To fix or not to fix, that is the question. The question is also based on a matter of timing. If at the time you are applying for your loan the rates are considered… luis_i replied 18 December 2009 ago renaDec 19, 2009 10:25 am Owning two homes - tax Got a bit confused about the equity bit!!! 
Good luck with the bank!
Bel 
bel replied 2 January 2010 ago Is this okay to do?Whatever works for you in practice is the best option, not what is in theory more "financially intellectual" 
For example, like Hels, I know Line… rolandd replied 10 January 2010 ago RichoJan 13, 2010 11:10 am Online House ValuationAll these service do is look for recent sales of similar size properties in the vicinity of your home. There is no physical inspection involved so they are quite vague but… thlo replied 19 January 2010 ago thloJan 19, 2010 12:32 am *Yes, I've done this to take advantage of the increase in value of the property of our home. Would be a waste if I wasn't able to use the equity to my advantage in some… luis_i replied 20 January 2010 ago BUYING A SECOND HOMEYou will have to talk to the bank or a mortage broker, it's dependent on the equity in the house you currently have and the amount you are able to borrow as well as… LVR on project home building costsThe property is initiallialy security for the loan.
So in effect removing the improvement takes away the habitability of the property. Dropping it into the vacant land… Post-renovation valuation financingIf you are using a licenced builder and your renovations will add value to the property then in most cases you can get a home loan increase based on the on completion… Mobile Bankeri am buliding my first house
we have been dealing with an ANZ mobile banker as my partner works hours that make it had for us to get to the… thlo replied 22 February 2010 ago thloFeb 22, 2010 12:59 pm valuation ?Just wondering out of curiosity. Why won't banks reveal the valuation amount to you if it comes in at what you need or above, but they will if it… thlo replied 22 February 2010 ago How to receive a rate discount of loan?Am I in a reasonable position to negotiate a rate reduction?
Is a negotiated reduction over the life of the loan? Or is it one of those honeymoon… thlo replied 22 February 2010 ago
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No wonder lots of people are opting for private loaning companies. Tsk tsk.
