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naritas
naritas
18 October 2015

Thoughts on mutual banks?

Thoughts on mutual banks?

Hi LisaDern, In short, organisations such as mutuals, building societies and credit unions can provide some excellent value products. That said, they normally have their…

5
2744
naritas
Oct 18, 2015 9:50 pm
naritas
jas0nt
jas0nt
17 June 2015

Rise clause in build contract + getting a loan

Rise clause in build contract + getting a loan

Thanks Rebecca that is a good suggestion.

4
1702
jas0nt
Jun 17, 2015 10:05 pm
joannek
joannek
15 July 2014

Architect/design fees and deposit

Architect/design fees and deposit

Our plans became absorbed (deducted) from the construction cost. I think we were only left $2000 out of pocket for the plans.

6
3062
joannek
Jul 16, 2014 12:09 am
plc
plc
26 February 2013

House valuation before construction

House valuation before construction

Banks have a few valuers on their panel which can be use, not just the one, so you might get a good one or vice versa. Cheers Tom

4
1616
plc
Feb 26, 2013 1:01 pm
shape
shape
12 January 2013

Getting a home loan with lousy credit history

Getting a home loan with lousy credit history

Suncorp, ING, Citibank etc...there's a lot. To be honest no point listing them all as you need to find one that FITS your situation rather then " apply and hope for the…

7
2300
shape
Jan 12, 2013 5:28 pm
shape
shape
shape
13 September 2012

Construction loan

Construction loan

Hi i am going to apply for a construction loan with homestart,we are borrowing $120,000 after we have put a dep of $30,000 down,is a…

10
4960
shape
Sep 13, 2012 6:08 pm
shape
shape
shape
4 December 2011

Getting a home loan for a small apartment

Getting a home loan for a small apartment

Hi, Does that squ meter includes car space or balcony? If it's >40 then 80% LVR is fine- but at 80% LVR ( loan to debt ratio) you need to have good/strong…

6
2787
shape
Dec 04, 2011 7:45 pm
shape
shape
shape
8 August 2011

Loan approval with high % unsecured debt?

Loan approval with high % unsecured debt?

Hi, Firstly your land settles in 2 month time + contract signed and you havn't gotten a unconditional approval from lender yet??? - you better start getting cracking.…

5
2705
shape
Aug 08, 2011 6:52 pm
shape
boomerj
boomerj
15 April 2008

Owner occuppied or investment?

Owner occuppied or investment?

Of course you live in it... Tax rulings allow you to take in Borders (Not renters) and you dont need to declare their income. You wont pay Capital gains tax…

3
2327
boomerj
Apr 15, 2008 4:10 pm
Casa2
Casa2
12 April 2008

Interest rates above 10%?

Interest rates above 10%?

So is the traditional theory that "property prices double in value every 7-10 years" now also out the…

20
5801
Casa2
Apr 12, 2008 6:07 pm

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