QLD 
Investment property questions
Thanks, jb_money!
Out of curiosity, I just went onto Westpac's website and used their equity calculator, and it tells me I have no… plc replied 22 April 2013 ago How did you decide when to stop spending??I have this conversation with my wife all the time. I'd say there are two points to consider:
1. The resale value added by the spend, as others have said above.
2. The… Deposit on new home contract = equity?Thanks. That was my thinking. Broker gave us the go ahead for a construction loan based on current financial situation. So we have the land and just progressing toward a… Interest only loansIts correct. If you pay more than the interest amount, its just like paying the principal, however the extra you've paid will be available in a 'redraw', rather than… mjmelb replied 6 February 2013 ago HELP, Problem with WestpacNot a good situation but I agree wirth Ed. They signed off on it thier problem. I have had a few lenders try and pull their approvals on me / my clients but thankfully… Construction loan questions - urgent
....most pre-approvals are so useless, it's just a marketing tool in my eyes.
Seen so many people still get rejected, even after they have the so… plc replied 10 October 2012 ago shapeOct 05, 2012 4:15 pm Paying rent while buildingJust thought I should check in on this thread; a lot has changed!  Thanks kitkat and juski for your recent replies!
Here is an update on our situation and plans:
Location… Homeside Processing TimesI originally had my loan with Homeside. I similarly had multiple issues where responses and outcomes were communicated to be occurring on particular days, and those… akashra replied 26 September 2012 ago First house - mortgage questionstompab, as mentioned by travelbug, if getting a variable rate, look at getting an offset account linked to your home loan instead of relying on redraw. An offset account… plc replied 9 September 2012 ago Mortgage for house & renovationAre you using any other property as security? Some lenders will lend you up to 95% of the purchase price plus the renovations. If you have equity in other property then… vendor finance between famliyHi
If its a properly documented vendor finance arrangement and your parents are providing 'credit' then your parents will need to be licenced under the National Consumer… MikeF replied 18 April 2012 ago MikeFApr 18, 2012 1:10 pm Self-employed and home loanThank you, Silvergum! Maybe we'll start talking to some brokers to see where we stand. How much I earn isn't too important, I'm well over the required amount we need… Cost Of Mortgage InsuranceJust an update on my situation. Not sure what I have done to deserve this!
Our broker has structured new loan at 92%. Last month I got pre approval with unconditional… investa replied 26 October 2011 ago creative lendingIn terms of borrowing, your situation is not bad; so don't be too negative about it 
If your happy to go with a small bank ( ie Citibank, ING...) then this is something… shape replied 13 February 2011 ago shapeFeb 13, 2011 3:26 pm kumarFeb 20, 2009 10:05 pm
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