Very Low Income - Large Deposit - will I get a house loan?
Unfortunately, due to shared care arrangements with the children's father, I am tied to this area. Fortunately, I absolutely love it here, and after 6 years hear we…
KDR - not on deeds but primary earner - will bank loan to me
Thank you 😊
Developer/Builder + Broker Purposely Stalling Finance?
Thanks for the feedback everyone, it does make me feel a lot better about the situation. I don't know why they couldn't just tell me this information at the time of our…
Lots of questions Re: first mortgage for land/construction
Just to add to Bec's post, you need to take into account the possibility of a valuation shortfall, or unexpected contingency costs that may come up that are on top of the…
Suggestions for finance options for land/construction
Has this happened to anyone where you've signed up on a contract with your builder while waiting for your home to be sold? Thanks
Planning on new build - subject to selling the current home
Thanks. Yes I noticed builders have promotions these days to attract buyers as the market has cooled down. However not a good timing for those who are into selling,…
Land Price Valuaiton Reduction before Registration
As you know the Sydney market has moved, and with those other blocks listed for less that will make it challenging for a higher valuation. Obviously paying less is better…
Curious as to how people choose their lender / broker
Can be very tricky-as with all the information available-it is always the case it can be misconstrued or straight out false if not applicable to an individuals…
Owner Builder Loans Australia by Intellichoice
Are planning to build your dream home and enthusiastic to apply your passion for building something to be proud of. Thinking that getting a licensed builder is too much…
Understanding mortgage broker calculations?
On the figures provided there, the net proceeds of borrowing (i,e. what goes towards paying for the house) is $296K. On top of that, there's an 'extra' $7.7K added on to…
Figuring out what size mortgage we can finance
You can mitigate some of the risk by considering a fixed rate - and in terms of affordability if the bank has already passed you through their calculators the next and…