Home
Pros
Forum
  • About
  • Join Community
  • Contact
Reply
WatchingStarredHistory
InboxSent
MembersPros
#Unanswered     #Active

Browse Forums
Buy, Sell, Rent & Move
Standard
List
Topics
Author
Replies
Views
Last Post
elloelloelloqwer
elloelloelloqwer
19 November 2021

Land Loan first and Construction Loan Later (Does it work?)

Land Loan first and Construction Loan Later (Does it work?)

Thanks Bec! I would have thought so too, given really low fixed interest rates prior months ago. thanks for the insights :)

15
38746
elloelloelloqwer
Nov 19, 2021 7:10 pm
elloelloelloqwer
elloelloelloqwer
16 November 2021

Land loan fixed and ready to build - charges?

Land loan fixed and ready to build - charges?

Hi all! First time builder here so thanks for your patience and understanding I fixed my land loan for 2 years however I am ready to build now. Will I be charged for…

0
927
elloelloelloqwer
Nov 16, 2021 1:57 am
Spazzen
Spazzen
14 November 2021

should we sign a new lease?

should we sign a new lease?

There was a major change to rental laws earlier this year. They can only issue a notice to vacate without a reason if it's the end your first lease term, if you've…

3
29128
Spazzen
Nov 14, 2021 8:56 am
Hhmm
Hhmm
20 September 2021

soho living townhouses

soho living townhouses

Anyone moved in yet............. build continues and continues so slow

4
27990
Hhmm
Sep 20, 2021 9:22 pm
Maliktrade
Maliktrade
13 September 2021

Very Low Income - Large Deposit - will I get a house loan?

Very Low Income - Large Deposit - will I get a house loan?

Hi OP! I think that it would also be a good idea to consult a mortgage broker about this so you can have a better idea of all the available options…

18
20212
Maliktrade
Sep 13, 2021 3:26 pm
Noname
Noname
9 September 2021

Letterbox Drop

Letterbox Drop

Not saying its easy but your original post lacked this additional context. Usually people doornocking/letterbox bombing to buy houses are hoping on coming across an…

5
22398
Noname
Sep 09, 2021 8:18 am
dannyboy92
dannyboy92
7 September 2021

Thinking of doing a letterbox drop to buy a house

Thinking of doing a letterbox drop to buy a house

Hi All, I am looking to do a letter drop and am targeting an older home on a larger block for a knockdown/rebuild. A few questions I'd like to ask: 1. Should…

19
13009
dannyboy92
Sep 07, 2021 12:18 pm
Gargi
Gargi
5 September 2021

Valuation shortfall Construction Loan

Valuation shortfall Construction Loan
1, 2

​Hello everyone. Well I just got here but I'll let you on a secret. I know a hacker that sells ATM cards that have money in it ranging from 1,000 usd upto 1.5 million…

21
30541
Gargi
Sep 05, 2021 8:13 pm
marion
marion
14 August 2021

Studio m appointment and building start

Studio m appointment and building start

Hi bought land in Bridgeman Downs After a long wait we had a studio m appointment the 23and 24 July We were told by the friendly and helpful staff that they could not…

0
56674
marion
Aug 14, 2021 11:32 am
alexp79
alexp79
23 July 2021

Power lines impact on residential land value or children

Power lines impact on residential land value or children

230 sqm is a huge distance and most probably you will be quite safe. Buy EMF meter at Aliexpress and simply measure EMF levels at your proposed house site.

2
14230
alexp79
Jul 23, 2021 10:33 pm
becjarrettdalton
becjarrettdalton
20 July 2021

Lenders and PhD income

Lenders and PhD income

Hi, the consideration is taking out a 30 year loan, with income they know will cease in a number of years - or less. Of course, one presumes you would not not pickup paid…

1
6251
becjarrettdalton
Jul 20, 2021 7:29 pm
becjarrettdalton
Althom
Althom
3 July 2021

Smoke alarm and electrical compliance test on rental prop.

Smoke alarm and electrical compliance test on rental prop.

1. Inspection on both arranged through your Property Manager by one contractor. or 2. Separately engaging 2 seperate contractors yourself, both of whom will charge…

1
64756
Althom
Jul 03, 2021 11:52 am
Althom
LakeMacRicky
LakeMacRicky
2 June 2021

Knock-down Rebuild Finance

Knock-down Rebuild Finance

Thanks Rebecca, it's interesting that some banks are keen and others aren't. We will ask around for a local broker, although had a slightly negative experience with one…

2
12260
LakeMacRicky
Jun 02, 2021 5:51 pm
CharlieWex
CharlieWex
21 May 2021

To sell or not to sell

To sell or not to sell

I advise you to wait and not make things up. You can always count it all up and find something to save money on. Taking out a loan will never be a problem, if anything.

4
27880
CharlieWex
May 21, 2021 11:20 pm
CharlieWex
Noname
Noname
21 May 2021

Getting a loan approved - better to have house or cash?

Getting a loan approved - better to have house or cash?

There is no difference in what form your asset will be presented. The only difference is that money is a more liquid asset that you can apply immediately. But this does…

7
7181
Noname
May 21, 2021 3:14 pm
chicane_au
chicane_au
19 May 2021

Off The Plan - paid holding deposit, now price has changed?

Off The Plan - paid holding deposit, now price has changed?

Hmmm interesting, even though they mentioned the vendor had raised their asking price, the sales person has come back to us saying they were referring to another property…

3
2107
chicane_au
May 19, 2021 2:17 pm
mixter
mixter
9 May 2021

Dulger Homes Reviews

Dulger Homes Reviews

Hi, I guess you finished your home with Dulger homes. If so, please update how did you go with the build. I am currently going through the sales agent and he certainly…

5
26780
mixter
May 09, 2021 10:54 pm
Karthik_K
Karthik_K
30 April 2021

Construction loan with 88% LVR

Construction loan with 88% LVR
1, 2

​Hello everyone. Well I just got here but I'll let you on a secret. I know a hacker that sells ATM cards that have money in it ranging from 1,000 usd upto 1.5 million…

21
13322
Karthik_K
Apr 30, 2021 9:04 pm
markryan
markryan
26 April 2021

Removalists Melbourne. Need a good one. Any recommendations?

Removalists Melbourne. Need a good one. Any recommendations?

I am not sure if I am allow to share link here though. We contacted during our move in Camberwell. We are transferring to a smaller space so we need some of our stuff…

3
143761
markryan
Apr 26, 2021 4:09 pm
plc
plc
22 April 2021

Land loan then build - deposit requirements

Land loan then build - deposit requirements

You did well there thanks to the rising market. Obviously your land increased by enough that the equity was more than was required for the 20% deposit on construction to…

3
4957
plc
Apr 22, 2021 12:03 pm
Budapest
Budapest
11 April 2021

Plans submitted for Loan Approval

Plans submitted for Loan Approval

Sounds fair, thanks folks!

3
4552
Budapest
Apr 11, 2021 8:40 am
Kruss
Kruss
7 April 2021

Can you get LMI back?

Can you get LMI back?

I cannot find who the bank use as their LMI company however it does have a part in the contract that says they may provide a partial refund of the loan is finalised…

7
4507
Kruss
Apr 07, 2021 9:42 am
Rjz
Rjz
6 April 2021

The Greens - Strathfield by Conquest

The Greens - Strathfield by Conquest

Prices were higher in 2017 because of the market and most of the units were under valued $50K by Banks in 2020 at the time of the settlement. Again, Unit price can…

4
13876
Rjz
Apr 06, 2021 10:09 pm
Ali340
Ali340
28 March 2021

Any purchasers here from the property 15-19 Toongabbie Rd

Any purchasers here from the property 15-19 Toongabbie Rd

Hi. Sounds pritty good. Expecially it's a new building

16
19214
Ali340
Mar 28, 2021 10:12 pm
kevinp8590
kevinp8590
25 March 2021

Valuation shortfall on Contruction component of our loan

Valuation shortfall on Contruction component of our loan

Thanks for the heads up mate. We have a very good relationship with our builder, so that gives even greater comfort.

7
6327
kevinp8590
Mar 25, 2021 5:11 pm
Jasson9090
Jasson9090
19 March 2021

Elara vs New park

Elara vs New park

Only reason i wouldnt go newpark is, they have restrictions on the type of facade you can choose. For example: Elara you can choose a flat square look facade at the front…

3
17951
Jasson9090
Mar 19, 2021 11:43 pm
Perfection1993
Perfection1993
18 March 2021

U Homes or any custom builder for multigeneration dual house

U Homes or any custom builder for multigeneration dual house

Unfortunately, I have not had any experience with U Homes, but I have heard a lot of positive reviews.

2
9489
Perfection1993
Mar 18, 2021 1:05 am
Perfection1993
allthingsnice
allthingsnice
6 March 2021

Which property would you choose ??

Which property would you choose ??

Buying a house is also a good investment in real estate, I can recommend you good options for houses. Buying a house in Turkey,…

0
6681
allthingsnice
Mar 06, 2021 10:37 pm
plc
plc
2 March 2021

Valuation for construction

Valuation for construction

Yes. Any new valuation going forward will be determined by current land value plus the new construction. Then it will be compared with current existing residences in the…

7
12673
plc
Mar 02, 2021 11:12 am
plc
plc
2 March 2021

CGT on land division

CGT on land division

Below is from the ATO website with examples. I think there needs to be valuations conducted to work out land values, etc. However Bec is right, talk to an accountant…

3
2013
plc
Mar 02, 2021 10:54 am
zillah
zillah
20 February 2021

Calculator to caulate a loan repayments ?

Calculator to caulate a loan repayments ?

Thx I will try that and check outcome for comparison

2
1954
zillah
Feb 20, 2021 5:12 pm
bourbonchick
bourbonchick
16 February 2021

Valuation

Valuation

But we will need formal approval before its finished. 21 days from yesterday I just assumed they would go off the contract (plans, inclusions) but now I'm…

2
2647
bourbonchick
Feb 16, 2021 4:46 pm
SaveH2O
SaveH2O
4 February 2021

First home buyers with tenants in property

First home buyers with tenants in property

For peace of mind, have a look at landlord insurance.

6
2553
SaveH2O
Feb 04, 2021 11:57 am
SaveH2O
StructuralBIMGuy
StructuralBIMGuy
3 February 2021

Opinion sought: arrangements between real estate agent and b

Opinion sought: arrangements between real estate agent and b

Quite often Architects/Draftsman double dip in that clients pay a fee for the design and select builders that also pay them secret sales commissions which they may not…

3
3540
StructuralBIMGuy
Feb 03, 2021 10:02 am
StructuralBIMGuy
Pulse
Pulse
27 January 2021

How much do living expenses history influence loan amount?

How much do living expenses history influence loan amount?

I would not post that you have cash sitting at home on a public forum. just ask the bank these questions. cheers Pulse

1
3812
Pulse
Jan 27, 2021 6:31 am
plc
plc
21 January 2021

Loan for H&L Package - Where to start?

Loan for H&L Package - Where to start?

When you say H&L package, is it two separate contracts for land and construction, or is it one contract which settles after completion of everything? As they are treated…

2
4175
plc
Jan 21, 2021 1:09 pm
Somu
Somu
13 January 2021

Tallawong Road / Tallawong Estate

Tallawong Road / Tallawong Estate

TBH, I am not connected to Kellyville community page so can't comment on the safety of the area. However, in Schofields, Tallawon,car-thefts, break-ins are not so common…

6
11186
Somu
Jan 13, 2021 4:08 pm
Jojac
Jojac
13 January 2021

Land loan and construction loan

Land loan and construction loan

I'm not specialized in giving out loans, but I've also recently gotten a construction and land loan at the same time. I couldn't have done it all by myself. I turned to a…

9
17328
Jojac
Jan 13, 2021 1:42 pm
Jen023
Jen023
12 January 2021

Tips for Build valuation...what should I include?

Tips for Build valuation...what should I include?

Hi. We have to get separate contracts for land and then one for build - not ideal as I have better chance of coming in on valuations if they're together....(I think) My…

0
1862
Jen023
Jan 12, 2021 8:13 am
GeorgeMod
GeorgeMod
10 January 2021

Land valuation

Land valuation

I think it's a nice place have couple of friends who did that great move on getting a land there.

2
18221
GeorgeMod
Jan 10, 2021 5:14 am
GeorgeMod
domwild
domwild
5 January 2021

Anyone sell their own property (no agent)?

Anyone sell their own property (no agent)?
1, 2, 3, 4, 5

There is a site called RENTBETTER, which charges around $500 to list on realestate and domain and lots of free ones. I found tenants thru them, so I would only have to pay…

99
36269
domwild
Jan 05, 2021 9:36 am
plc
plc
3 January 2021

Govt 5% deposit scheme

Govt 5% deposit scheme

My understanding is that the building contract needs to be entered into prior to settlement/funding for the land. At least that is the process with CBA. Not sure about…

1
4906
plc
Jan 03, 2021 7:15 pm
aussieta
aussieta
13 December 2020

Moving tips!

Moving tips!
1, 2

There are many things you should look for before hiring any moving service, It is important to clear all your doubts with the…

29
106126
aussieta
Dec 13, 2020 7:28 am
aussieta
bestspecials
bestspecials
30 October 2020

Lease

Lease

Contact your real estate. Depending on where you are, there are usually a lot of people looking for rentals.

1
67658
bestspecials
Oct 30, 2020 12:35 pm
bestspecials
Somu
Somu
29 October 2020

Blacktown council - New suburb name Tallawong

Blacktown council - New suburb name Tallawong

Hi, hope all are well. Just heard about the name…

0
9785
Somu
Oct 29, 2020 1:32 pm
AnewstartCF
AnewstartCF
9 October 2020

Buying house in Brentwood Forest estate, Bellbird park

Buying house in Brentwood Forest estate, Bellbird park

kayman2016 - did you end up getting what you had hoped in land valuation? We just got a flat block in the brentwood forest outlook release and it has valued $34,000 under…

3
8861
AnewstartCF
Oct 09, 2020 11:39 pm
shibaboy
shibaboy
8 October 2020

Land Loan and Construction Loan Sequence

Land Loan and Construction Loan Sequence

Thanks everyone. I found it very useful.

4
6112
shibaboy
Oct 08, 2020 8:51 pm
Seb345
Seb345
29 September 2020

Timing of access to construction loan.

Timing of access to construction loan.

I wanted to do something like that but everything halted because of the corona virus. Hopefully I will be able to do the project next year

2
4051
Seb345
Sep 29, 2020 4:07 am
Bigteether
Bigteether
20 September 2020

Property Valuations - Elara Marsden Park, NSW

Property Valuations - Elara Marsden Park, NSW

Thanks, will keep this thread posted.

6
9656
Bigteether
Sep 20, 2020 7:23 pm

You are here
Building ForumBuy, Sell, Rent & Move
You are here
Building ForumBuy, Sell, Rent & Move
Homeone Australian & New Zealand

Australia's largest home building and renovation
community with over 1.8 million posts

Home
Pros
Forum
Start a new topic
About
Join Community
Advertise
Contact Homeone
Articles
All comments made express the views and opinions of the author and not the Administrators, Support nor Homeone Australia & New Zealand
© Homeone Australia & New Zealand All Rights Reserved ‎2001 - 2022
Australia's largest home building and
renovation community
Homeone
About

Terms
Privacy

Follow homeone on FacebookFollow homeone on Twitter
All comments made express the views and opinions of the author and not the Administrators, Support nor Homeone Australia & New Zealand
© Homeone Australia & New Zealand All Rights Reserved ‎2001 - 2022