Buy, Sell, Rent & Move
KDR - Home Equity Loan vs Construction Loan
The biggest challenge will be if you take out a loan and then run out of money - you'll have an incomplete security and lenders do not like this so you can get stuck.…
Home loan and landscaping change in price
Hi, you've probably already resolved this, however, Commbank will probably pay the funds to you after you send evidence the work is done regardless the change in the quotes.
How Do You Show Proof of Income Without Pay Stubs?
Your tax notices over multiple years may be accepted to show consistant income, Bank statements showing incoming pay etc. However your employer is legally obliged to…
Build postponed - moving funds for building to loan account?
Great question about home loans and savings. You have a solid plan for your renovation funds, but you want to ensure you understand your loan and offset account details.
CBA construction loan - out of contract items
Hi Noname, Yes we paid the contributions to the bank and then they would pay trades from that. I received confirmation that the bank will reimburse funds at completion…
It was pretty hard to start cleaning the living room before renting out, but I did find instructions https://www.fortador-usa.com/blog/livin ... iving-room in which Lots…
Building price rise- refinancing combined land and construct
Hello all, We have a combined land and construction loan, currently paying off the land component, and yet to draw down on the construction component, as our…
How Best Get A Fridge Up Onto a 6x4 Trailer?
Well I'll be damned. I get what you mean. Great idea. As long - I'm thinking - as you can crouch down under the fridge and reach the handles of the truck? And if I've…
Bridging loan - protection from supply chain delays?
Thanks Justin, much appreciated.
Land Loan first and Construction Loan Later (Does it work?)
Thanks Bec! I would have thought so too, given really low fixed interest rates prior months ago. thanks for the insights
Land loan fixed and ready to build - charges?
Hi all! First time builder here so thanks for your patience and understanding I fixed my land loan for 2 years however I am ready to build now. Will I be charged for…
Very Low Income - Large Deposit - will I get a house loan?
Hi OP! I think that it would also be a good idea to consult a mortgage broker about this so you can have a better idea of all the available options…
Thinking of doing a letterbox drop to buy a house
Hi All, I am looking to do a letter drop and am targeting an older home on a larger block for a knockdown/rebuild. A few questions I'd like to ask: 1. Should…
Loan repayments during registration/building phase
First home buyer
Power lines impact on residential land value or children
Smoke alarm and electrical compliance test on rental prop.
1. Inspection on both arranged through your Property Manager by one contractor. or 2. Separately engaging 2 seperate contractors yourself, both of whom will charge…
Getting a loan approved - better to have house or cash?
When a person bets on a particular number, the gambling house also stays in the black, despite the fact that the winnings seem…
Off The Plan - paid holding deposit, now price has changed?
Hmmm interesting, even though they mentioned the vendor had raised their asking price, the sales person has come back to us saying they were referring to another property…
Removalists Melbourne. Need a good one. Any recommendations?
I am not sure if I am allow to share link here though. We contacted during our move in Camberwell. We are transferring to a smaller space so we need some of our stuff…
Any purchasers here from the property 15-19 Toongabbie Rd
Hi. Sounds pritty good. Expecially it's a new building
Valuation shortfall on Contruction component of our loan
Thanks for the heads up mate. We have a very good relationship with our builder, so that gives even greater comfort.
U Homes or any custom builder for multigeneration dual house
Unfortunately, I have not had any experience with U Homes, but I have heard a lot of positive reviews.
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