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Eveking
Eveking
24 March

Lyndhurst body corporate fees

Lyndhurst body corporate fees

What services do you get under these fees.

0
1558
Eveking
Mar 24, 2024 10:46 pm
ponzutwo
ponzutwo
6 December 2023

Home finance

Home finance

you were just referred to get advice from your solicitor. This is a legal matter. Separately, why would you use a buyers agent for a house and land package?

3
42603
ponzutwo
Dec 06, 2023 11:34 am
MugunBrewn
MugunBrewn
7 October 2023

Anyone renting while they build?

Anyone renting while they build?
1, 2, 3

How did you end up managing? I'm going through the same thing and I'm in tears everyday over this

46
100716
MugunBrewn
Oct 07, 2023 2:27 pm
becjarrettdalton
becjarrettdalton
25 September 2023

Using your builders Broker

Using your builders Broker

Broker here - legislation says that every true broker must put the clients best interests before theirs so in theory they must offer you the best options for you on their…

2
43734
becjarrettdalton
Sep 25, 2023 10:31 am
becjarrettdalton
becjarrettdalton
becjarrettdalton
21 September 2023

KDR - Home Equity Loan vs Construction Loan

KDR - Home Equity Loan vs Construction Loan

The biggest challenge will be if you take out a loan and then run out of money - you'll have an incomplete security and lenders do not like this so you can get stuck.…

2
13490
becjarrettdalton
Sep 21, 2023 10:32 am
becjarrettdalton
becjarrettdalton
becjarrettdalton
18 September 2023

Home loan and landscaping change in price

Home loan and landscaping change in price

Hi, you've probably already resolved this, however, Commbank will probably pay the funds to you after you send evidence the work is done regardless the change in the quotes.

1
31771
becjarrettdalton
Sep 18, 2023 11:01 am
becjarrettdalton
Showatt
Showatt
18 July 2023

Dulger Homes Reviews

Dulger Homes Reviews

How did you all go with Dulger Homes?

6
54500
Showatt
Jul 18, 2023 11:53 am
aussieta
aussieta
29 June 2023

Location manhole access

Location manhole access

do you have a flat metal roof

4
110617
aussieta
Jun 29, 2023 5:35 pm
aussieta
SaveH2O
SaveH2O
10 June 2023

Pathway to new build : WWYD

Pathway to new build : WWYD

A person needs to be licensed to offer financial advice. Surely the accountant you use would have been chosen for his/her expertise in this field. Have you asked your…

1
3095
SaveH2O
Jun 10, 2023 2:10 pm
SaveH2O
Buckd1ch
Buckd1ch
22 March 2023

Deposit and signing contract timeline

Deposit and signing contract timeline

Hi all, Wife and i have placed an EOI on some land in Shoreline Estate, Redland Bay, QLD which will register in March-April next year. We need to pay 3% deposit, supply a…

0
33848
Buckd1ch
Mar 22, 2023 8:06 pm
ponzutwo
ponzutwo
14 March 2023

Bank valuation

Bank valuation

more conservative than before. materials are expensive, house prices have fallen. outlook poor to uncertain. High LVR loans are difficult to come by and very strict…

1
29389
ponzutwo
Mar 14, 2023 12:32 pm
ponzutwo
ponzutwo
10 March 2023

How Do You Show Proof of Income Without Pay Stubs?

How Do You Show Proof of Income Without Pay Stubs?

Your tax notices over multiple years may be accepted to show consistant income, Bank statements showing incoming pay etc. However your employer is legally obliged to…

1
9941
ponzutwo
Mar 10, 2023 10:37 am
chippy
chippy
30 December 2022

Build postponed - moving funds for building to loan account?

Build postponed - moving funds for building to loan account?

Great question about home loans and savings. You have a solid plan for your renovation funds, but you want to ensure you understand your loan and offset account details.

10
55057
chippy
Dec 30, 2022 7:09 pm
chippy
hambo12
hambo12
3 November 2022

CBA construction loan - out of contract items

CBA construction loan - out of contract items

Hi Noname, Yes we paid the contributions to the bank and then they would pay trades from that. I received confirmation that the bank will reimburse funds at completion…

4
24574
hambo12
Nov 03, 2022 2:09 pm

It was pretty hard to start cleaning the living room before renting out, but I did find instructions https://www.fortador-usa.com/blog/livin ... iving-room in which Lots…

0
72504
Perth Home Cleaners
Nov 02, 2022 7:04 pm
oneguy
oneguy
23 July 2022

Who should pay here? LL, Tenant or REA?

Who should pay here? LL, Tenant or REA?

Thanks for the feedback, it is much appreciated as I was not sure how to handle the scenario - the response from Noname and Orionnebula lends perspective and ensures I'm…

4
32519
oneguy
Jul 23, 2022 11:14 am
CBee
CBee
12 July 2022

Building price rise- refinancing combined land and construct

Building price rise- refinancing combined land and construct

Hello all, We have a combined land and construction loan, currently paying off the land component, and yet to draw down on the construction component, as our…

0
34548
CBee
Jul 12, 2022 1:15 am
BoucGolden
BoucGolden
1 June 2022

Strata Building fees

Strata Building fees

Hi Thank you for your inputs. I will call and find out more details.

7
11764
BoucGolden
Jun 01, 2022 5:06 pm
Noname
Noname
22 May 2022

Bank valuation dispute

Bank valuation dispute

You're missing the point. The property is the banks security. A shed that is livable is not exactly a prime piece of realestate that the bank will be able to dispose of…

2
19268
Noname
May 22, 2022 11:54 pm
Noname
Noname
26 April 2022

LAND IN TRUGANINA FOR SALE

LAND IN TRUGANINA FOR SALE

this couldn't be a $hitter post if you tried.

1
72161
Noname
Apr 26, 2022 12:19 pm
DJA
DJA
12 March 2022

Owner builder draw schedule

Owner builder draw schedule

Hello All, I'm in the early stages of reviewing the option to owner build, though having done it in the past for a shed, a new home is a whole lot more to consider. I…

0
22436
DJA
Mar 12, 2022 11:04 pm
abrogard
abrogard
28 February 2022

How Best Get A Fridge Up Onto a 6x4 Trailer?

How Best Get A Fridge Up Onto a 6x4 Trailer?

Well I'll be damned. I get what you mean. Great idea. As long - I'm thinking - as you can crouch down under the fridge and reach the handles of the truck? And if I've…

4
243884
abrogard
Feb 28, 2022 3:15 pm
2
9702
unwary
Feb 22, 2022 11:03 pm
StructuralBIMGuy
StructuralBIMGuy
18 February 2022

Land at Rothwell Tarneit,Victoria(Stage 26)

Land at Rothwell Tarneit,Victoria(Stage 26)

Post and Bump, owners and experts will reach out to you. Sorry not in Melbourne

6
22576
StructuralBIMGuy
Feb 18, 2022 11:07 am
StructuralBIMGuy
elloelloelloqwer
elloelloelloqwer
19 November 2021

Land Loan first and Construction Loan Later (Does it work?)

Land Loan first and Construction Loan Later (Does it work?)

Thanks Bec! I would have thought so too, given really low fixed interest rates prior months ago. thanks for the insights :)

15
49514
elloelloelloqwer
Nov 19, 2021 7:10 pm
elloelloelloqwer
elloelloelloqwer
16 November 2021

Land loan fixed and ready to build - charges?

Land loan fixed and ready to build - charges?

Hi all! First time builder here so thanks for your patience and understanding I fixed my land loan for 2 years however I am ready to build now. Will I be charged for…

0
4068
elloelloelloqwer
Nov 16, 2021 1:57 am
Spazzen
Spazzen
14 November 2021

should we sign a new lease?

should we sign a new lease?

There was a major change to rental laws earlier this year. They can only issue a notice to vacate without a reason if it's the end your first lease term, if you've…

3
41256
Spazzen
Nov 14, 2021 8:56 am
Hhmm
Hhmm
20 September 2021

soho living townhouses

soho living townhouses

Anyone moved in yet............. build continues and continues so slow

4
30454
Hhmm
Sep 20, 2021 9:22 pm
Maliktrade
Maliktrade
13 September 2021

Very Low Income - Large Deposit - will I get a house loan?

Very Low Income - Large Deposit - will I get a house loan?

Hi OP! I think that it would also be a good idea to consult a mortgage broker about this so you can have a better idea of all the available options…

17
26411
Maliktrade
Sep 13, 2021 3:26 pm
Noname
Noname
9 September 2021

Letterbox Drop

Letterbox Drop

Not saying its easy but your original post lacked this additional context. Usually people doornocking/letterbox bombing to buy houses are hoping on coming across an…

5
24721
Noname
Sep 09, 2021 8:18 am
dannyboy92
dannyboy92
7 September 2021

Thinking of doing a letterbox drop to buy a house

Thinking of doing a letterbox drop to buy a house

Hi All, I am looking to do a letter drop and am targeting an older home on a larger block for a knockdown/rebuild. A few questions I'd like to ask: 1. Should…

19
19634
dannyboy92
Sep 07, 2021 12:18 pm
Gargi
Gargi
5 September 2021

Valuation shortfall Construction Loan

Valuation shortfall Construction Loan
1, 2

​Hello everyone. Well I just got here but I'll let you on a secret. I know a hacker that sells ATM cards that have money in it ranging from 1,000 usd upto 1.5 million…

21
39898
Gargi
Sep 05, 2021 8:13 pm
marion
marion
14 August 2021

Studio m appointment and building start

Studio m appointment and building start

Hi bought land in Bridgeman Downs After a long wait we had a studio m appointment the 23and 24 July We were told by the friendly and helpful staff that they could not…

0
71768
marion
Aug 14, 2021 11:32 am
alexp79
alexp79
23 July 2021

Power lines impact on residential land value or children

Power lines impact on residential land value or children

230 sqm is a huge distance and most probably you will be quite safe. Buy EMF meter at Aliexpress and simply measure EMF levels at your proposed house site.

2
16469
alexp79
Jul 23, 2021 10:33 pm
becjarrettdalton
becjarrettdalton
20 July 2021

Lenders and PhD income

Lenders and PhD income

Hi, the consideration is taking out a 30 year loan, with income they know will cease in a number of years - or less. Of course, one presumes you would not not pickup paid…

1
8140
becjarrettdalton
Jul 20, 2021 7:29 pm
becjarrettdalton
Althom
Althom
3 July 2021

Smoke alarm and electrical compliance test on rental prop.

Smoke alarm and electrical compliance test on rental prop.

1. Inspection on both arranged through your Property Manager by one contractor. or 2. Separately engaging 2 seperate contractors yourself, both of whom will charge…

1
104752
Althom
Jul 03, 2021 11:52 am
Althom
LakeMacRicky
LakeMacRicky
2 June 2021

Knock-down Rebuild Finance

Knock-down Rebuild Finance

Thanks Rebecca, it's interesting that some banks are keen and others aren't. We will ask around for a local broker, although had a slightly negative experience with one…

2
14788
LakeMacRicky
Jun 02, 2021 5:51 pm
CharlieWex
CharlieWex
21 May 2021

To sell or not to sell

To sell or not to sell

I advise you to wait and not make things up. You can always count it all up and find something to save money on. Taking out a loan will never be a problem, if anything.

4
31024
CharlieWex
May 21, 2021 11:20 pm
CharlieWex
Noname
Noname
21 May 2021

Getting a loan approved - better to have house or cash?

Getting a loan approved - better to have house or cash?

When a person bets on a particular number, the gambling house also stays in the black, despite the fact that the winnings seem…

7
11856
Noname
May 21, 2021 3:14 pm
chicane_au
chicane_au
19 May 2021

Off The Plan - paid holding deposit, now price has changed?

Off The Plan - paid holding deposit, now price has changed?

Hmmm interesting, even though they mentioned the vendor had raised their asking price, the sales person has come back to us saying they were referring to another property…

3
4152
chicane_au
May 19, 2021 2:17 pm
Karthik_K
Karthik_K
30 April 2021

Construction loan with 88% LVR

Construction loan with 88% LVR
1, 2

​Hello everyone. Well I just got here but I'll let you on a secret. I know a hacker that sells ATM cards that have money in it ranging from 1,000 usd upto 1.5 million…

21
19762
Karthik_K
Apr 30, 2021 9:04 pm
markryan
markryan
26 April 2021

Removalists Melbourne. Need a good one. Any recommendations?

Removalists Melbourne. Need a good one. Any recommendations?

I am not sure if I am allow to share link here though. We contacted during our move in Camberwell. We are transferring to a smaller space so we need some of our stuff…

3
146049
markryan
Apr 26, 2021 4:09 pm
plc
plc
22 April 2021

Land loan then build - deposit requirements

Land loan then build - deposit requirements

You did well there thanks to the rising market. Obviously your land increased by enough that the equity was more than was required for the 20% deposit on construction to…

3
7700
plc
Apr 22, 2021 12:03 pm
Budapest
Budapest
11 April 2021

Plans submitted for Loan Approval

Plans submitted for Loan Approval

Sounds fair, thanks folks!

3
6511
Budapest
Apr 11, 2021 8:40 am
Kruss
Kruss
7 April 2021

Can you get LMI back?

Can you get LMI back?

I cannot find who the bank use as their LMI company however it does have a part in the contract that says they may provide a partial refund of the loan is finalised…

7
7388
Kruss
Apr 07, 2021 9:42 am
Rjz
Rjz
6 April 2021

The Greens - Strathfield by Conquest

The Greens - Strathfield by Conquest

Prices were higher in 2017 because of the market and most of the units were under valued $50K by Banks in 2020 at the time of the settlement. Again, Unit price can…

4
16157
Rjz
Apr 06, 2021 10:09 pm
Ali340
Ali340
28 March 2021

Any purchasers here from the property 15-19 Toongabbie Rd

Any purchasers here from the property 15-19 Toongabbie Rd

Hi. Sounds pritty good. Expecially it's a new building

16
23585
Ali340
Mar 28, 2021 10:12 pm
kevinp8590
kevinp8590
25 March 2021

Valuation shortfall on Contruction component of our loan

Valuation shortfall on Contruction component of our loan

Thanks for the heads up mate. We have a very good relationship with our builder, so that gives even greater comfort.

7
9047
kevinp8590
Mar 25, 2021 5:11 pm
Jasson9090
Jasson9090
19 March 2021

Elara vs New park

Elara vs New park

Only reason i wouldnt go newpark is, they have restrictions on the type of facade you can choose. For example: Elara you can choose a flat square look facade at the front…

3
20120
Jasson9090
Mar 19, 2021 11:43 pm

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