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Angalfaria
Angalfaria
14 June

We are now RENTERS!

We are now RENTERS!

Great post, nice idea, and people have to learn something from it. Thanks

3
1288
Angalfaria
Jun 14, 2019 7:58 pm
Angalfaria
basicbeans
basicbeans
14 June

To sell or not to sell

To sell or not to sell

Thank you. Yes, just need to be patient and the right buyer will come. We feel like if we lower the price too much, we are giving away too much of our hard earned…

2
2427
basicbeans
Jun 14, 2019 1:05 pm
raptor19
raptor19
12 June

Valuation shortfall Construction Loan

Valuation shortfall Construction Loan

Rex, you can but be mindful the bank has the final word and the valuers don’t like being challenged. And ultimately the banks won’t use a valuation from a valuer who…

19
7469
raptor19
Jun 12, 2019 9:55 pm
plc
plc
12 June

Using a new broker after pre approval expires

Using a new broker after pre approval expires

As Bec said, you can basically do what you want whether its go direct with a bank or with another broker. There may be other options out there now that weren't present…

4
396
plc
Jun 12, 2019 12:53 am

Insurance needed for loan, can't insure?

Insurance needed for loan, can't insure?

Yes the house insurance, LMI wasn't needed. Thank you i'll follow up with a solicitor.

4
810
flower__power
Jun 09, 2019 11:16 pm

Renting a property that may have been built illegally

Renting a property that may have been built illegally

It is not right to give a property in rent which builds illegally. It may create a problem for you. Thanks

6
2946
Angalfaria
Jun 06, 2019 4:27 pm
Angalfaria

New House - What upgrade for renting quickly?

New House - What upgrade for renting quickly?

Air conditioner, ceiling fan, art room, washing machine, etc. I aspect as a tenant.

14
1316
Angalfaria
Jun 06, 2019 4:22 pm
Angalfaria

Short term rental

Short term rental

Very good suggestion and I agree with you. Thanks

3
1835
Angalfaria
Jun 01, 2019 10:04 pm
Angalfaria

Renting out primary residence as holiday house

Renting out primary residence as holiday house

There are a lot of things to consider If your property is unique you may get a higher rental, if not then you may be competing with many mediocre location properties in a…

6
2970
building-expert
May 31, 2019 4:56 pm
building-expert

OMG.. Renting is a NIGHTMARE!!!

OMG.. Renting is a NIGHTMARE!!!

I agree and happy that you build your home finally. Pics, please.........

15
776
Angalfaria
May 31, 2019 1:10 am
Angalfaria

Getting Ready for Renters

Getting Ready for Renters

I am ready for this and thanks for advancement.

4
955
Angalfaria
May 31, 2019 1:04 am
Angalfaria
RCF91
RCF91
24 May

Noble Home Builders - Oasis Riverstone Stage 1/2

Noble Home Builders - Oasis Riverstone Stage 1/2
1, 2

Id read all the previous posts. Having money doesnt mean your house will be built in a good time frame, which saves you thousands from mortgage re-payments. There turn…

30
21723
RCF91
May 24, 2019 7:56 pm

Planning on new build - subject to selling the current home

Planning on new build - subject to selling the current home

Thanks. Yes I noticed builders have promotions these days to attract buyers as the market has cooled down. However not a good timing for those who are into selling,…

5
4612
basicbeans
May 23, 2019 8:09 am
checkyour
checkyour
19 May

Worried about Land Valuation

Worried about Land Valuation

that is the land I was planed to buy last year, I did some research, since the north west link will extend through Marsden park to new airport, I…

7
2523
checkyour
May 19, 2019 9:51 pm
Ali340
Ali340
19 May

Any purchasers here from the property 15-19 Toongabbie Rd

Any purchasers here from the property 15-19 Toongabbie Rd

Hi how are you? I have a relative who also bought off the plan at 15-19 TOONGABBIE Rd. Looks like there all Finished. They did take there time building, as I can see…

11
5947
Ali340
May 19, 2019 2:25 pm
dollface
dollface
14 May

cancelling building contract after cooling off period

cancelling building contract after cooling off period

I signed a contract for a house and land package and the contract is the 'Victorian Builders contract' the land has not been subdivided or titled yet and will not be…

0
211
dollface
May 14, 2019 5:55 pm

95% LVR land loan, or alternatives

95% LVR land loan, or alternatives

Excellent, thanks for the information. Very helpful!

9
5029
basicbeans
May 13, 2019 6:25 pm
Ahsan
Ahsan
12 May

Dulger Homes Reviews

Dulger Homes Reviews

Hello, its up to you to believe it or not. I am confirming you that I am not affiliated with the business nor any of my family member as well. I am now living in my own…

5
6202
Ahsan
May 12, 2019 11:02 pm
IamSAM
IamSAM
8 May

Ask when viewing a house

Ask when viewing a house

Has that property been sold multiple times in recent years? - This could indicate a problem... Has that property been up for sale since a long time but not got any buyers…

1
1097
IamSAM
May 08, 2019 9:54 am
IamSAM

Deposit with 2 jobs inc ABN

Deposit with 2 jobs inc ABN

Ahhh complicated and fun answer :) The answer is - we can only work with what is, not what will be. So right now you have an income of X from your office job and a new ABN…

1
1210
becjarrettdalton
May 07, 2019 2:44 pm
becjarrettdalton
deano163
deano163
30 April

Paying for a house build outright?

Paying for a house build outright?

Thanks all, there's a lot of interesting info in the responses so far. We hadn't thought about the frequent flyer card option so that will be on our list of options to…

6
1131
deano163
Apr 30, 2019 8:53 am
5
5679
Melbournevic
Apr 22, 2019 7:39 pm

Finance approval subject to title problems

Finance approval subject to title problems

Think they are getting confused-broker and developer, as a normal requirement for settlement-not pre approval would be land correctly titled, A pre-approval tells…

2
3953
Intellichoice
Apr 21, 2019 8:17 am
Intellichoice
basicbeans
basicbeans
17 April

Building a house with a Mortgage

Building a house with a Mortgage

Hi everyone, we bought a land in 2018 and settlement will take place in the next few months. We are planning to sell our current home. We plan to rent an apartment for…

8
5469
basicbeans
Apr 17, 2019 1:53 pm
Jina
Jina
28 March

Seven Hills/kellville Ridge or glendwood

Seven Hills/kellville Ridge or glendwood

How about travelling to city is it how long bus takes?

2
4991
Jina
Mar 28, 2019 1:39 pm
Ansari
Ansari
3 March

When to inform the current landlord/ estate agent

When to inform the current landlord/ estate agent

Hi, I have recently bought a unit in NSw and my settlement is on 14th March. I am currently on rent, not sure when should I tell my current landlord about leaving. In my…

0
5107
Ansari
Mar 03, 2019 6:42 pm

How to seal gap under main door and door frames

How to seal gap under main door and door frames

External doors should be fitted with weather seals to keep water out and stop air convection. Properly fitted seals will keep spiders out. Internal doors usually have gap…

1
18305
building-expert
Mar 03, 2019 11:50 am
building-expert
Kayman2016
Kayman2016
28 February

Buying house in Brentwood Forest estate, Bellbird park

Buying house in Brentwood Forest estate, Bellbird park

I’m in same position as you. I’m buying to live in but worry about bank valuation of off the plan properties in this estate. I’ve got someone told me that bank…

1
1245
Kayman2016
Feb 28, 2019 8:42 pm
Jazmalee
Jazmalee
22 February

Deposits on exchange

Deposits on exchange

Ok I am confused, we are selling our property and entering into another one on exchange. What happens if our buyer pulls out,we keep the deposit? But lose our deposit to…

0
1450
Jazmalee
Feb 22, 2019 10:06 pm
plc
plc
20 February

New home finance

New home finance

Even BOM (or St George to rest of the country) do it as well. Servicing on end debt only as well.

4
2386
plc
Feb 20, 2019 12:53 am
becjarrettdalton
becjarrettdalton
11 February

Land Price Valuaiton Reduction before Registration

Land Price Valuaiton Reduction before Registration

As you know the Sydney market has moved, and with those other blocks listed for less that will make it challenging for a higher valuation. Obviously paying less is better…

3
1190
becjarrettdalton
Feb 11, 2019 7:55 pm
becjarrettdalton
Apatnia
Apatnia
4 February

Build in Box Hill or Buy existing house in Jordan Spring

Build in Box Hill or Buy existing house in Jordan Spring

Hi mate.. Did you end up buying at Box Hill from Noble homes? Eager to know. Amit

1
1156
Apatnia
Feb 04, 2019 4:34 pm
James Brown
James Brown
2 February

Building with New Living Homes

Building with New Living Homes
1, 2

First of all, You note down your requirements and then contact with builder. They tell you many suggestions and explain all the things according to your requirements.

23
8111
James Brown
Feb 02, 2019 8:33 pm
shape
shape
22 January

Declined by LMI - what to do next?

Declined by LMI - what to do next?

Then your fine, especially given the time-frame.

16
5525
shape
Jan 22, 2019 7:47 pm
shape
doogs82
doogs82
14 January

Contracts signed-subject to Bank Val-

Contracts signed-subject to Bank Val-

Thanks for the input so far guys. It’s very much appreciated. We have formally written back to our builder informing them that had we received the full pricing in the…

4
4763
doogs82
Jan 14, 2019 8:11 am
Aussietrooper
Aussietrooper
29 December 2018

Going Non-exclusive with Real Estate Agents

Going Non-exclusive with Real Estate Agents

I have had my house on the market with agent A, then after their exclusivity period ended, I gave it to another agent, B. Agent B's exclusivity period is about to end. Is…

0
2984
Aussietrooper
Dec 29, 2018 3:17 pm
Intellichoice
Intellichoice
14 December 2018

Curious as to how people choose their lender / broker

Curious as to how people choose their lender / broker
1, 2

Can be very tricky-as with all the information available-it is always the case it can be misconstrued or straight out false if not applicable to an individuals…

29
12687
Intellichoice
Dec 14, 2018 3:04 pm
Intellichoice
Intellichoice
Intellichoice
11 December 2018

Owner Builder Loans Australia by Intellichoice

Owner Builder Loans Australia by Intellichoice

Are planning to build your dream home and enthusiastic to apply your passion for building something to be proud of. Thinking that getting a licensed builder is too much…

0
1370
Intellichoice
Dec 11, 2018 8:00 pm
Intellichoice
Intellichoice
Intellichoice
10 December 2018

Bad Credit Home Loans

Bad Credit Home Loans

Are you worried about your bad credit? Have you tried to apply for a loan and failed? Intellichoice is happy to share how we can help you through our direct and ethical…

0
921
Intellichoice
Dec 10, 2018 9:52 am
Intellichoice
travelbug
travelbug
8 December 2018

Investment property

Investment property

Property investment is the best investment. Because the price of properties increases day by day

1
3707
travelbug
Dec 08, 2018 9:01 am
Litchy64
Litchy64
29 November 2018

Real Estate Advertising - No Sale, No Fee

Real Estate Advertising - No Sale, No Fee

Honestly I never click on the feature ads, including Google ads, I don't know why but it feels like clickbait everytime. You know, it's better to promote your property…

0
900
Litchy64
Nov 29, 2018 10:05 am
skadoosh
skadoosh
13 November 2018

Deposit/Payments at settlement.

Deposit/Payments at settlement.

Yes, you are right. To confirm the transaction is enough to a bank check. It will be checked, so carefully fill in all bank details. Don't forget…

0
2103
skadoosh
Nov 13, 2018 6:59 pm
fully
fully
9 November 2018

Unconditional finance

Unconditional finance

Hi, just asking on behalf of a friend. Does unconditional finance expire/valuation expire? Unconditional finance has been received at the end of September, land is a…

0
1325
fully
Nov 09, 2018 9:31 am
building-expert
building-expert
12 October 2018

Just advised my rental property needs to be demolished

Just advised my rental property needs to be demolished

Rule no 1. The only time you can rely on building advice is if it is from your own competent building consultant otherwise you risk being misled as has…

11
27498
building-expert
Oct 12, 2018 6:37 pm
building-expert
JB1
JB1
9 September 2018

Tax on sold land

Tax on sold land

I'm assuming you're referring to the 50% CGT discount. Yes, it's date of contract, not title. Also, when you sell, it is date of sale is the contract date not settlement.

1
745
JB1
Sep 09, 2018 9:40 pm
becjarrettdalton
becjarrettdalton
12 August 2018

Homes and SMSF

Homes and SMSF

Hi Dean, It definitely varies, and if that includes the statement of advice which would sign off on the LRBA agreement it’s not unheard of. I’ve seen similar but I…

1
800
becjarrettdalton
Aug 12, 2018 2:02 pm
becjarrettdalton
satbir
satbir
12 July 2018

Building & Pest Inspection agency reference in Point Cook Vi

Building & Pest Inspection agency reference in Point Cook Vi

Hi All, I am in process of purchasing a built home in Point Cook and as a first time home buyer, I don't have much info on whom to go with for the building and pest…

0
570
satbir
Jul 12, 2018 11:05 am
ohgosh
ohgosh
11 July 2018

Caroline Springs vs Truganina vs Point Cook

Caroline Springs vs Truganina vs Point Cook

Hi All, we are looking to buy a 4BR home in western suburbs of Melbourne. We have a budget of around $700k. Currently we are considering Truganina, Tarneit, Williams…

0
806
ohgosh
Jul 11, 2018 4:21 pm
algernon
algernon
10 July 2018

Understanding mortgage broker calculations?

Understanding mortgage broker calculations?

On the figures provided there, the net proceeds of borrowing (i,e. what goes towards paying for the house) is $296K. On top of that, there's an 'extra' $7.7K added on to…

2
788
algernon
Jul 10, 2018 8:11 pm
9
1437
SUSHANT
Jul 03, 2018 3:26 pm

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