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5
4357
Melbournevic
Apr 22, 2019 7:39 pm

Finance approval subject to title problems

Finance approval subject to title problems

Think they are getting confused-broker and developer, as a normal requirement for settlement-not pre approval would be land correctly titled, A pre-approval tells…

3
3728
Intellichoice
Apr 21, 2019 8:17 am
Intellichoice
basicbeans
basicbeans
17 April

95% LVR land loan, or alternatives

95% LVR land loan, or alternatives

How much is the minimum down payment nowadays that the bank requires for land + construction loan? I'm not a first home buyer. Is it easy to get approval with 90% LVR? Thanks

3
3982
basicbeans
Apr 17, 2019 3:07 pm
basicbeans
basicbeans
17 April

Building a house with a Mortgage

Building a house with a Mortgage

Hi everyone, we bought a land in 2018 and settlement will take place in the next few months. We are planning to sell our current home. We plan to rent an apartment for…

8
5238
basicbeans
Apr 17, 2019 1:53 pm
Ahsan
Ahsan
16 April

Dulger Homes Reviews

Dulger Homes Reviews

Hi, Don't know how to start review for Dulger homes. After going thru several developer, we realized that we must go for a builder who can offer an AFFORDABLE customised…

2
3407
Ahsan
Apr 16, 2019 3:39 pm

Valuation shortfall Construction Loan

Valuation shortfall Construction Loan

Thats pretty good. Good luck with your build. Cheers

14
5881
akashjohn2006
Apr 09, 2019 6:03 pm

Counterfeit bills for sale http://jackscodocument.com/ We are the best producer of HIGH QUALITY counterfeit currency bills for sale online With over a billion of our…

0
138
emmaandu11
Apr 09, 2019 11:14 am
Jina
Jina
28 March

Seven Hills/kellville Ridge or glendwood

Seven Hills/kellville Ridge or glendwood

How about travelling to city is it how long bus takes?

2
4869
Jina
Mar 28, 2019 1:39 pm
Ansari
Ansari
3 March

When to inform the current landlord/ estate agent

When to inform the current landlord/ estate agent

Hi, I have recently bought a unit in NSw and my settlement is on 14th March. I am currently on rent, not sure when should I tell my current landlord about leaving. In my…

0
5012
Ansari
Mar 03, 2019 6:42 pm

How to seal gap under main door and door frames

How to seal gap under main door and door frames

External doors should be fitted with weather seals to keep water out and stop air convection. Properly fitted seals will keep spiders out. Internal doors usually have gap…

1
11545
building-expert
Mar 03, 2019 11:50 am
building-expert
Kayman2016
Kayman2016
28 February

Buying house in Brentwood Forest estate, Bellbird park

Buying house in Brentwood Forest estate, Bellbird park

I’m in same position as you. I’m buying to live in but worry about bank valuation of off the plan properties in this estate. I’ve got someone told me that bank…

1
1151
Kayman2016
Feb 28, 2019 8:42 pm
Jazmalee
Jazmalee
22 February

Deposits on exchange

Deposits on exchange

Ok I am confused, we are selling our property and entering into another one on exchange. What happens if our buyer pulls out,we keep the deposit? But lose our deposit to…

0
1366
Jazmalee
Feb 22, 2019 10:06 pm
plc
plc
20 February

New home finance

New home finance

Even BOM (or St George to rest of the country) do it as well. Servicing on end debt only as well.

4
2236
plc
Feb 20, 2019 12:53 am
becjarrettdalton
becjarrettdalton
11 February

Land Price Valuaiton Reduction before Registration

Land Price Valuaiton Reduction before Registration

As you know the Sydney market has moved, and with those other blocks listed for less that will make it challenging for a higher valuation. Obviously paying less is better…

3
1038
becjarrettdalton
Feb 11, 2019 7:55 pm
becjarrettdalton
all_smiles
all_smiles
8 February

Any purchasers here from the property 15-19 Toongabbie Rd

Any purchasers here from the property 15-19 Toongabbie Rd

Hi Ros, Whats the update? Did you buy the unit in Pendle hill ? If Yes, have you moved in? FYI.. my property is still being constructed - Its almost 3+ yrs now.. still…

10
4408
all_smiles
Feb 08, 2019 2:56 pm
Apatnia
Apatnia
4 February

Build in Box Hill or Buy existing house in Jordan Spring

Build in Box Hill or Buy existing house in Jordan Spring

Hi mate.. Did you end up buying at Box Hill from Noble homes? Eager to know. Amit

1
1058
Apatnia
Feb 04, 2019 4:34 pm
James Brown
James Brown
2 February

Building with New Living Homes

Building with New Living Homes
1, 2

First of all, You note down your requirements and then contact with builder. They tell you many suggestions and explain all the things according to your requirements.

23
7901
James Brown
Feb 02, 2019 8:33 pm
shape
shape
22 January

Declined by LMI - what to do next?

Declined by LMI - what to do next?

Then your fine, especially given the time-frame.

16
5246
shape
Jan 22, 2019 7:47 pm
shape
doogs82
doogs82
14 January

Contracts signed-subject to Bank Val-

Contracts signed-subject to Bank Val-

Thanks for the input so far guys. It’s very much appreciated. We have formally written back to our builder informing them that had we received the full pricing in the…

4
4589
doogs82
Jan 14, 2019 8:11 am
Aussietrooper
Aussietrooper
29 December 2018

Going Non-exclusive with Real Estate Agents

Going Non-exclusive with Real Estate Agents

I have had my house on the market with agent A, then after their exclusivity period ended, I gave it to another agent, B. Agent B's exclusivity period is about to end. Is…

0
2897
Aussietrooper
Dec 29, 2018 3:17 pm
Intellichoice
Intellichoice
14 December 2018

Curious as to how people choose their lender / broker

Curious as to how people choose their lender / broker
1, 2

Can be very tricky-as with all the information available-it is always the case it can be misconstrued or straight out false if not applicable to an individuals…

29
12472
Intellichoice
Dec 14, 2018 3:04 pm
Intellichoice
Peeps
Peeps
13 December 2018

Noble Home Builders - Oasis Riverstone Stage 1/2

Noble Home Builders - Oasis Riverstone Stage 1/2
1, 2

For home, construction checks out the

25
16796
Peeps
Dec 13, 2018 9:00 pm
Intellichoice
Intellichoice
11 December 2018

Owner Builder Loans Australia by Intellichoice

Owner Builder Loans Australia by Intellichoice

Are planning to build your dream home and enthusiastic to apply your passion for building something to be proud of. Thinking that getting a licensed builder is too much…

0
1267
Intellichoice
Dec 11, 2018 8:00 pm
Intellichoice
Intellichoice
Intellichoice
10 December 2018

Bad Credit Home Loans

Bad Credit Home Loans

Are you worried about your bad credit? Have you tried to apply for a loan and failed? Intellichoice is happy to share how we can help you through our direct and ethical…

0
829
Intellichoice
Dec 10, 2018 9:52 am
Intellichoice
travelbug
travelbug
8 December 2018

Investment property

Investment property

Property investment is the best investment. Because the price of properties increases day by day

1
3609
travelbug
Dec 08, 2018 9:01 am
Litchy64
Litchy64
29 November 2018

Real Estate Advertising - No Sale, No Fee

Real Estate Advertising - No Sale, No Fee

Honestly I never click on the feature ads, including Google ads, I don't know why but it feels like clickbait everytime. You know, it's better to promote your property…

0
820
Litchy64
Nov 29, 2018 10:05 am
ipatg
ipatg
25 November 2018

Mulberry Grove - Boxhill North NSW

Mulberry Grove - Boxhill North NSW

Anybody bought land from Mulberry Grove? It is releasing in Feb 2019. Just cannot find the details in web and also it says Boxhill North but cannot find the area in maps.…

0
957
ipatg
Nov 25, 2018 9:57 am
skadoosh
skadoosh
13 November 2018

Deposit/Payments at settlement.

Deposit/Payments at settlement.

Yes, you are right. To confirm the transaction is enough to a bank check. It will be checked, so carefully fill in all bank details. Don't forget…

0
1993
skadoosh
Nov 13, 2018 6:59 pm
fully
fully
9 November 2018

Unconditional finance

Unconditional finance

Hi, just asking on behalf of a friend. Does unconditional finance expire/valuation expire? Unconditional finance has been received at the end of September, land is a…

0
1224
fully
Nov 09, 2018 9:31 am
building-expert
building-expert
12 October 2018

Just advised my rental property needs to be demolished

Just advised my rental property needs to be demolished

Rule no 1. The only time you can rely on building advice is if it is from your own competent building consultant otherwise you risk being misled as has…

11
27329
building-expert
Oct 12, 2018 6:37 pm
building-expert
JB1
JB1
9 September 2018

Tax on sold land

Tax on sold land

I'm assuming you're referring to the 50% CGT discount. Yes, it's date of contract, not title. Also, when you sell, it is date of sale is the contract date not settlement.

1
657
JB1
Sep 09, 2018 9:40 pm
becjarrettdalton
becjarrettdalton
12 August 2018

Homes and SMSF

Homes and SMSF

Hi Dean, It definitely varies, and if that includes the statement of advice which would sign off on the LRBA agreement it’s not unheard of. I’ve seen similar but I…

1
720
becjarrettdalton
Aug 12, 2018 2:02 pm
becjarrettdalton
satbir
satbir
12 July 2018

Building & Pest Inspection agency reference in Point Cook Vi

Building & Pest Inspection agency reference in Point Cook Vi

Hi All, I am in process of purchasing a built home in Point Cook and as a first time home buyer, I don't have much info on whom to go with for the building and pest…

0
492
satbir
Jul 12, 2018 11:05 am
ohgosh
ohgosh
11 July 2018

Caroline Springs vs Truganina vs Point Cook

Caroline Springs vs Truganina vs Point Cook

Hi All, we are looking to buy a 4BR home in western suburbs of Melbourne. We have a budget of around $700k. Currently we are considering Truganina, Tarneit, Williams…

0
656
ohgosh
Jul 11, 2018 4:21 pm
algernon
algernon
10 July 2018

Understanding mortgage broker calculations?

Understanding mortgage broker calculations?

On the figures provided there, the net proceeds of borrowing (i,e. what goes towards paying for the house) is $296K. On top of that, there's an 'extra' $7.7K added on to…

2
673
algernon
Jul 10, 2018 8:11 pm
9
1330
SUSHANT
Jul 03, 2018 3:26 pm
Jina
Jina
5 June 2018

House to Live in

House to Live in

I bought a townhouse(off the plan) in 2017 in toongabbie and this property is still under construction.I feel i did mistake by investing my money here as I see lot of…

0
505
Jina
Jun 05, 2018 11:22 am
Charlz
Charlz
10 May 2018

First step homes

First step homes

Has anyone borrowed with first step home loans?

0
962
Charlz
May 10, 2018 6:58 pm
yoyohv
yoyohv
3 May 2018

Slab Progress Payment shortfall?

Slab Progress Payment shortfall?

Hi all, yeah. It was the FHOG.... All sorted. Apparently the builder got all the invoice paid in full... Only the difference between the invoice and FHOG was charged on…

8
1386
yoyohv
May 03, 2018 3:31 pm

Hi, I recently wrote an article about eco-friendly moving tips. It's a topic I'm really passionate about as I try to make everyday choices that minimise my impact on the…

27
50361
Budget-Self-Pack
May 01, 2018 1:19 pm
Budget-Self-Pack

I've moved with two cats and trust me, it's a difficult task. But, I managed to move anyhow with the help of sister tips. I am sharing the same tips given by my elder…

24
9004
Budget-Self-Pack
May 01, 2018 1:16 pm
Budget-Self-Pack
steel
steel
30 April 2018

Aubin Grove VS Success VS Hammond Park

Aubin Grove VS Success VS Hammond Park

Success and Hammond Park are slightly older than Aubin Grove. All 3 have nicer areas and some less nice areas. Ive lived in Aubin Grove before. Currently building in…

1
1541
steel
Apr 30, 2018 8:01 pm
becjarrettdalton
becjarrettdalton
9 April 2018

Figuring out what size mortgage we can finance

Figuring out what size mortgage we can finance

You can mitigate some of the risk by considering a fixed rate - and in terms of affordability if the bank has already passed you through their calculators the next and…

7
1551
becjarrettdalton
Apr 09, 2018 11:26 pm
becjarrettdalton
Jenesahill
Jenesahill
29 March 2018

Shared Accommodation In Melbourne

Shared Accommodation In Melbourne

I have been granted with Student Visa to Australia. In the coming month I will be moving to Australia but I have no idea how to search for shared apartment. Anyone can…

0
795
Jenesahill
Mar 29, 2018 7:22 pm
Jenesahill

Hello I am not really sure if this is the right…

0
573
Patrick
Mar 21, 2018 10:24 am
Patrick
bashworth
bashworth
20 March 2018

How to chose a lot?

How to chose a lot?

North facing block in my opinion are some of the worst. See this post for more

1
636
bashworth
Mar 20, 2018 6:12 pm
bashworth
lad2018
lad2018
15 March 2018

Lender Mortgage Insurance Question

Lender Mortgage Insurance Question

Try to check with another insurance online calculator, like here: But indeed, for me your argument and calculation sounds good

3
1214
lad2018
Mar 15, 2018 3:33 pm
CW_L
CW_L
12 March 2018

ORAN PARK: stage 31 any news on Land registration

ORAN PARK: stage 31 any news on Land registration
1, 2

I thought so too... unless everyone has just decided to build yellow cinder block retaining walls?

21
4233
CW_L
Mar 12, 2018 3:50 pm
CW_L
alymei
alymei
10 March 2018

The Crossing, Karalee

The Crossing, Karalee

Hey, just wondering wjat were your soil types and did you encounter any rock? We want to buy up in stage 7 TIA

8
3035
alymei
Mar 10, 2018 1:37 pm
StructuralBIMGuy
StructuralBIMGuy
7 March 2018

Architect/Designer fees

Architect/Designer fees

The Architects & Builders want to be paid for work nothing is free, especially, if the building contract falls over If you haven't got enough for fees (2-3%) then you…

3
1710
StructuralBIMGuy
Mar 07, 2018 11:14 am
StructuralBIMGuy

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