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Maliktrade
Maliktrade
13 September

Very Low Income - Large Deposit - will I get a house loan?

Very Low Income - Large Deposit - will I get a house loan?

I would say go for Rentvesting strategy. Rentvesting is…

18
18060
Maliktrade
Sep 13, 2021 2:26 pm
Noname
Noname
9 September

Letterbox Drop

Letterbox Drop

Not saying its easy but your original post lacked this additional context. Usually people doornocking/letterbox bombing to buy houses are hoping on coming across an…

5
2520
Noname
Sep 09, 2021 7:18 am
dannyboy92
dannyboy92
7 September

Thinking of doing a letterbox drop to buy a house

Thinking of doing a letterbox drop to buy a house

Hi All, I am looking to do a letter drop and am targeting an older home on a larger block for a knockdown/rebuild. A few questions I'd like to ask: 1. Should…

19
11334
dannyboy92
Sep 07, 2021 11:18 am
Gargi
Gargi
5 September

Valuation shortfall Construction Loan

Valuation shortfall Construction Loan
1, 2

Can builder of land and home package negotiate to match up valuation?

21
28353
Gargi
Sep 05, 2021 7:13 pm
marion
marion
14 August

Studio m appointment and building start

Studio m appointment and building start

Hi bought land in Bridgeman Downs After a long wait we had a studio m appointment the 23and 24 July We were told by the friendly and helpful staff that they could not…

0
9172
marion
Aug 14, 2021 10:32 am
alexp79
alexp79
23 July

Power lines impact on residential land value or children

Power lines impact on residential land value or children

230 sqm is a huge distance and most probably you will be quite safe. Buy EMF meter at Aliexpress and simply measure EMF levels at your proposed house site.

2
13703
alexp79
Jul 23, 2021 9:33 pm

Lenders and PhD income

Lenders and PhD income

Hi, the consideration is taking out a 30 year loan, with income they know will cease in a number of years - or less. Of course, one presumes you would not not pickup paid…

1
5758
becjarrettdalton
Jul 20, 2021 6:29 pm
becjarrettdalton
Althom
Althom
3 July

Smoke alarm and electrical compliance test on rental prop.

Smoke alarm and electrical compliance test on rental prop.

1. Inspection on both arranged through your Property Manager by one contractor. or 2. Separately engaging 2 seperate contractors yourself, both of whom will charge…

1
18450
Althom
Jul 03, 2021 10:52 am
Althom

Knock-down Rebuild Finance

Knock-down Rebuild Finance

Thanks Rebecca, it's interesting that some banks are keen and others aren't. We will ask around for a local broker, although had a slightly negative experience with one…

2
11226
LakeMacRicky
Jun 02, 2021 4:51 pm

To sell or not to sell

To sell or not to sell

I advise you to wait and not make things up. You can always count it all up and find something to save money on. Taking out a loan will never be a problem, if anything.

4
27297
CharlieWex
May 21, 2021 10:20 pm
CharlieWex
Noname
Noname
21 May

Getting a loan approved - better to have house or cash?

Getting a loan approved - better to have house or cash?

while not wrong, there are other strategies that may be of benefit depending on the individuals financial circumstances - ie, selling the home, and using the equity from…

7
4880
Noname
May 21, 2021 2:14 pm

Off The Plan - paid holding deposit, now price has changed?

Off The Plan - paid holding deposit, now price has changed?

Hmmm interesting, even though they mentioned the vendor had raised their asking price, the sales person has come back to us saying they were referring to another property…

3
1648
chicane_au
May 19, 2021 1:17 pm
mixter
mixter
9 May

Dulger Homes Reviews

Dulger Homes Reviews

Hi, I guess you finished your home with Dulger homes. If so, please update how did you go with the build. I am currently going through the sales agent and he certainly…

5
26149
mixter
May 09, 2021 9:54 pm
Karthik_K
Karthik_K
30 April

Construction loan with 88% LVR

Construction loan with 88% LVR
1, 2

Thanks Tom. Our borrowing capacity is good and both are in settled jobs and our credit score is very good(Equifax) it's the NAB internal credit system that's rejecting…

21
10777
Karthik_K
Apr 30, 2021 8:04 pm
markryan
markryan
26 April

Removalists Melbourne. Need a good one. Any recommendations?

Removalists Melbourne. Need a good one. Any recommendations?

I am not sure if I am allow to share link here though. We contacted during our move in Camberwell. We are transferring to a smaller space so we need some of our stuff…

3
143157
markryan
Apr 26, 2021 3:09 pm
plc
plc
22 April

Land loan then build - deposit requirements

Land loan then build - deposit requirements

You did well there thanks to the rising market. Obviously your land increased by enough that the equity was more than was required for the 20% deposit on construction to…

3
3969
plc
Apr 22, 2021 11:03 am
Budapest
Budapest
11 April

Plans submitted for Loan Approval

Plans submitted for Loan Approval

Sounds fair, thanks folks!

3
3925
Budapest
Apr 11, 2021 7:40 am
Kruss
Kruss
7 April

Can you get LMI back?

Can you get LMI back?

I cannot find who the bank use as their LMI company however it does have a part in the contract that says they may provide a partial refund of the loan is finalised…

7
3619
Kruss
Apr 07, 2021 8:42 am
Rjz
Rjz
6 April

The Greens - Strathfield by Conquest

The Greens - Strathfield by Conquest

Prices were higher in 2017 because of the market and most of the units were under valued $50K by Banks in 2020 at the time of the settlement. Again, Unit price can…

4
13385
Rjz
Apr 06, 2021 9:09 pm
Ali340
Ali340
28 March

Any purchasers here from the property 15-19 Toongabbie Rd

Any purchasers here from the property 15-19 Toongabbie Rd

Hi. Sounds pritty good. Expecially it's a new building

16
18145
Ali340
Mar 28, 2021 9:12 pm
kevinp8590
kevinp8590
25 March

Valuation shortfall on Contruction component of our loan

Valuation shortfall on Contruction component of our loan

Thanks for the heads up mate. We have a very good relationship with our builder, so that gives even greater comfort.

7
5470
kevinp8590
Mar 25, 2021 4:11 pm
Jasson9090
Jasson9090
19 March

Elara vs New park

Elara vs New park

Only reason i wouldnt go newpark is, they have restrictions on the type of facade you can choose. For example: Elara you can choose a flat square look facade at the front…

3
17424
Jasson9090
Mar 19, 2021 10:43 pm

U Homes or any custom builder for multigeneration dual house

U Homes or any custom builder for multigeneration dual house

Unfortunately, I have not had any experience with U Homes, but I have heard a lot of positive reviews.

2
9077
Perfection1993
Mar 18, 2021 12:05 am
Perfection1993

Which property would you choose ??

Which property would you choose ??

Buying a house is also a good investment in real estate, I can recommend you good options for houses. Buying a house in Turkey,…

0
6248
allthingsnice
Mar 06, 2021 9:37 pm
plc
plc
2 March

Valuation for construction

Valuation for construction

Yes. Any new valuation going forward will be determined by current land value plus the new construction. Then it will be compared with current existing residences in the…

7
11654
plc
Mar 02, 2021 10:12 am
plc
plc
2 March

CGT on land division

CGT on land division

Below is from the ATO website with examples. I think there needs to be valuations conducted to work out land values, etc. However Bec is right, talk to an accountant…

3
1420
plc
Mar 02, 2021 9:54 am
zillah
zillah
20 February

Calculator to caulate a loan repayments ?

Calculator to caulate a loan repayments ?

Thx I will try that and check outcome for comparison

2
1516
zillah
Feb 20, 2021 4:12 pm
bourbonchick
bourbonchick
16 February

Valuation

Valuation

But we will need formal approval before its finished. 21 days from yesterday I just assumed they would go off the contract (plans, inclusions) but now I'm…

2
2063
bourbonchick
Feb 16, 2021 3:46 pm
SaveH2O
SaveH2O
4 February

First home buyers with tenants in property

First home buyers with tenants in property

For peace of mind, have a look at landlord insurance.

6
1962
SaveH2O
Feb 04, 2021 10:57 am
SaveH2O

Opinion sought: arrangements between real estate agent and b

Opinion sought: arrangements between real estate agent and b

Quite often Architects/Draftsman double dip in that clients pay a fee for the design and select builders that also pay them secret sales commissions which they may not…

3
2925
StructuralBIMGuy
Feb 03, 2021 9:02 am
StructuralBIMGuy
Pulse
Pulse
27 January

How much do living expenses history influence loan amount?

How much do living expenses history influence loan amount?

I would not post that you have cash sitting at home on a public forum. just ask the bank these questions. cheers Pulse

1
3365
Pulse
Jan 27, 2021 5:31 am
plc
plc
21 January

Loan for H&L Package - Where to start?

Loan for H&L Package - Where to start?

When you say H&L package, is it two separate contracts for land and construction, or is it one contract which settles after completion of everything? As they are treated…

2
3555
plc
Jan 21, 2021 12:09 pm
ArnoldWilder
ArnoldWilder
20 January

Building a house with a Mortgage

Building a house with a Mortgage

A good plan, I support you one hundred percent. Still, loans are a good prospect for those who have goals, right?

12
13025
ArnoldWilder
Jan 20, 2021 8:50 pm
Hhmm
Hhmm
20 January

soho living townhouses

soho living townhouses

and update how is finance going

3
9433
Hhmm
Jan 20, 2021 5:20 pm
Somu
Somu
13 January

Tallawong Road / Tallawong Estate

Tallawong Road / Tallawong Estate

TBH, I am not connected to Kellyville community page so can't comment on the safety of the area. However, in Schofields, Tallawon,car-thefts, break-ins are not so common…

6
10563
Somu
Jan 13, 2021 3:08 pm
Jojac
Jojac
13 January

Land loan and construction loan

Land loan and construction loan

Hello. It is very important when we start a construction to have all the details set up and to turn to a serious…

9
14781
Jojac
Jan 13, 2021 12:42 pm
Jen023
Jen023
12 January

Tips for Build valuation...what should I include?

Tips for Build valuation...what should I include?

Hi. We have to get separate contracts for land and then one for build - not ideal as I have better chance of coming in on valuations if they're together....(I think) My…

0
1353
Jen023
Jan 12, 2021 7:13 am
GeorgeMod
GeorgeMod
10 January

Land valuation

Land valuation

I think it's a nice place have couple of friends who did that great move on getting a land there.

2
17750
GeorgeMod
Jan 10, 2021 4:14 am
GeorgeMod
domwild
domwild
5 January

Anyone sell their own property (no agent)?

Anyone sell their own property (no agent)?
1, 2, 3, 4, 5

There is a site called RENTBETTER, which charges around $500 to list on realestate and domain and lots of free ones. I found tenants thru them, so I would only have to pay…

99
32814
domwild
Jan 05, 2021 8:36 am
plc
plc
3 January

Govt 5% deposit scheme

Govt 5% deposit scheme

My understanding is that the building contract needs to be entered into prior to settlement/funding for the land. At least that is the process with CBA. Not sure about…

1
4466
plc
Jan 03, 2021 6:15 pm
aussieta
aussieta
13 December 2020

Moving tips!

Moving tips!
1, 2

There are many things you should look for before hiring any moving service, It is important to clear all your doubts with the…

29
104519
aussieta
Dec 13, 2020 6:28 am
aussieta
bestspecials
bestspecials
30 October 2020

Lease

Lease

Contact your real estate. Depending on where you are, there are usually a lot of people looking for rentals.

1
67368
bestspecials
Oct 30, 2020 11:35 am
bestspecials
Somu
Somu
29 October 2020

Blacktown council - New suburb name Tallawong

Blacktown council - New suburb name Tallawong

Hi, hope all are well. Just heard about the name…

0
9366
Somu
Oct 29, 2020 12:32 pm
AnewstartCF
AnewstartCF
9 October 2020

Buying house in Brentwood Forest estate, Bellbird park

Buying house in Brentwood Forest estate, Bellbird park

kayman2016 - did you end up getting what you had hoped in land valuation? We just got a flat block in the brentwood forest outlook release and it has valued $34,000 under…

3
8489
AnewstartCF
Oct 09, 2020 10:39 pm
shibaboy
shibaboy
8 October 2020

Land Loan and Construction Loan Sequence

Land Loan and Construction Loan Sequence

Thanks everyone. I found it very useful.

4
5563
shibaboy
Oct 08, 2020 7:51 pm
Seb345
Seb345
29 September 2020

Timing of access to construction loan.

Timing of access to construction loan.

I wanted to do something like that but everything halted because of the corona virus. Hopefully I will be able to do the project next year

2
3615
Seb345
Sep 29, 2020 3:07 am
Bigteether
Bigteether
20 September 2020

Property Valuations - Elara Marsden Park, NSW

Property Valuations - Elara Marsden Park, NSW

Thanks, will keep this thread posted.

6
9149
Bigteether
Sep 20, 2020 6:23 pm
Somu
Somu
12 September 2020

House and land in Schofields > Parrington street

House and land in Schofields > Parrington street

Hi, I am planning to buy a house and land package…

0
1601
Somu
Sep 12, 2020 5:06 pm

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