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Last Post

Tight lending (Does this sound right)

Tight lending (Does this sound right)

All lender criteria vary widely - including the way they scale rent and other commitments. Additionally they have to test based on a buffered interest rate (and are…

1
1791
becjarrettdalton
Jan 13, 2020 12:42 pm
becjarrettdalton
Gaudi
Gaudi
8 January

How to seal gap under main door and door frames

How to seal gap under main door and door frames

Hey Fakis Have you had your maintenance inspection? If you have not sure Burbank will help you, particularly with your internal doors. If you haven’t had your…

7
53138
Gaudi
Jan 08, 2020 1:44 am
ST-Hardy
ST-Hardy
2 January

Stamp Duty Question

Stamp Duty Question

So as it turns out, we are still exempt from stamp duty - woohoo!!

9
4735
ST-Hardy
Jan 02, 2020 9:13 pm
ST-Hardy
becjarrettdalton
becjarrettdalton
19 December 2019

Mortgage with 92% LVR

Mortgage with 92% LVR

Congratulations ... and commiserations. I'm glad you worked it out before you bought & it's a valuable exercise I encourage. You should be able to simply convert to any…

9
4780
becjarrettdalton
Dec 19, 2019 2:01 pm
becjarrettdalton
MiddleMark
MiddleMark
17 December 2019

Removalists Melbourne. Need a good one. Any recommendations?

Removalists Melbourne. Need a good one. Any recommendations?

I used Moving Angels recently. Thet did a great job of packing, and unpacking my goods in the new house. It's a women-only team though, so they won't help in lifting heavy…

1
8857
MiddleMark
Dec 17, 2019 8:06 pm
neillmary
neillmary
16 December 2019

Moving Local in Melbourne - Queries

Moving Local in Melbourne - Queries

yes, I agree with they charge on an hourly basis. I was also looking for the same queries mentioned…

3
1948
neillmary
Dec 16, 2019 7:03 pm
neillmary
Susansmith07
Susansmith07
15 December 2019

Contracts signed-subject to Bank Val-

Contracts signed-subject to Bank Val-

This sounds very familiar. We have had a similar issue, I wonder if it’s the same builder in the south east of Melb

5
6335
Susansmith07
Dec 15, 2019 12:07 pm
ppsgill
ppsgill
13 December 2019

Moving tips!

Moving tips!
1, 2

Plan your move according to the weather forecast if possible, a good weather move is always quicker than a rainy or windy…

29
97914
ppsgill
Dec 13, 2019 2:02 pm
ppsgill
Melbournevic
Melbournevic
11 December 2019

Construction Loan and Deposit to Builder

Construction Loan and Deposit to Builder

Ok great, thanks for the information.

2
1196
Melbournevic
Dec 11, 2019 11:42 am
thepa1nter
thepa1nter
6 December 2019

New House - What upgrade for renting quickly?

New House - What upgrade for renting quickly?

I personally would upgrade to a 4x2x2 bedder if you can afford, if you can only get a 3x2x2 I would go 2700 ceilings and that will make the house look so much bigger.

15
3271
thepa1nter
Dec 06, 2019 12:07 am
thepa1nter
VSHA
VSHA
2 December 2019

Noble Home Builders - Oasis Riverstone Stage 1/2

Noble Home Builders - Oasis Riverstone Stage 1/2
1, 2

Hi Nik Can you please advise at what stage did you cancel the contract and how did you do so. Had your contract gone through DA approval and how much were you able to…

31
36639
VSHA
Dec 02, 2019 9:53 am
Homebuy
Homebuy
24 November 2019

Balmore Rise (Rutherford Avenue) KellyVille

Balmore Rise (Rutherford Avenue) KellyVille

Hi , Just want to know if any one has booked in Balmoral Rise by Clarendon homes. The package they are delivering is turnkey house and Land package. Thanks

0
1954
Homebuy
Nov 24, 2019 8:17 pm
aplacetocallhome
aplacetocallhome
23 November 2019

Developer/Builder + Broker Purposely Stalling Finance?

Developer/Builder + Broker Purposely Stalling Finance?

Thanks for the feedback everyone, it does make me feel a lot better about the situation. I don't know why they couldn't just tell me this information at the time of our…

6
4405
aplacetocallhome
Nov 23, 2019 1:24 pm
becjarrettdalton
becjarrettdalton
21 November 2019

Land and Construction Loan

Land and Construction Loan

Erm, that’s not Aussie, are you looking in Australia?

5
2106
becjarrettdalton
Nov 21, 2019 9:23 pm
becjarrettdalton
wagga123
wagga123
10 November 2019

When to inform the current landlord/ estate agent

When to inform the current landlord/ estate agent

Just give your notice to vacate at the correct time. This will be better for you if you have to extend your rental stay. When you give your notice, have a chat to the…

1
8969
wagga123
Nov 10, 2019 1:28 am
tamer_ibrahim
tamer_ibrahim
10 November 2019

Dulger Homes Reviews

Dulger Homes Reviews

Hi I came across this forum back on September and to be honest the review above seems to me as a marketing type of thing. I was going to build with…

2
7110
tamer_ibrahim
Nov 10, 2019 12:06 am
Jahmandee
Jahmandee
22 October 2019

Any buyers of an apartment at 888 Woodville Rd Villawood?

Any buyers of an apartment at 888 Woodville Rd Villawood?

Hi! Looking to get in touch with anyone else who bought an apartment at 888 Woodville rd, Villawood..

0
4557
Jahmandee
Oct 22, 2019 11:34 am
plc
plc
20 October 2019

Building a house with a Mortgage

Building a house with a Mortgage

If you are comfortable with the repayments holding both properties for that temporary period, then it can be a worthwhile exercise. What are some of your concerns you…

11
9560
plc
Oct 20, 2019 9:47 pm
plc
plc
16 September 2019

Construction Administration Fee by Bank

Construction Administration Fee by Bank

If you are looking for , we can offer you all credit companies on one website. ge

2
7308
plc
Sep 17, 2019 12:31 am

Worst case that’s what we will have to do. I’m just hoping to find a solution that allows us to have a curved wall rather than a zigzag one

13
9617
karcher.cc
Sep 10, 2019 4:05 pm
harmeet
harmeet
8 September 2019

U Homes or any custom builder for multigeneration dual house

U Homes or any custom builder for multigeneration dual house

Hi How are you ...... I am also thinking of building multi generation home in melbourne can you please message me your contact details.... Thanks

1
5805
harmeet
Sep 08, 2019 5:31 pm
plc
plc
6 September 2019

Lots of questions Re: first mortgage for land/construction

Lots of questions Re: first mortgage for land/construction

Just to add to Bec's post, you need to take into account the possibility of a valuation shortfall, or unexpected contingency costs that may come up that are on top of the…

2
3699
plc
Sep 06, 2019 1:19 am
gillybean
gillybean
12 August 2019

Go cheap now or better later?

Go cheap now or better later?

i buy my home magnet badge from it was very good and fantastic

4
6506
gillybean
Aug 12, 2019 12:06 pm
gillybean
JanePart
JanePart
8 August 2019

First step homes

First step homes

Hi Charlz - did you end up going with First Step Home Loans? We are looking at them now

1
2356
JanePart
Aug 08, 2019 12:09 pm
Purchaser
Purchaser
1 August 2019

Any purchasers here from the property 15-19 Toongabbie Rd

Any purchasers here from the property 15-19 Toongabbie Rd

Hi how are you? There quality ita pritty much ok. All it is, they take there time. Finish dates are never correct. But over all pritty good job. Hi…

14
8443
Purchaser
Aug 01, 2019 9:48 am
ScottG
ScottG
31 July 2019

Signing untitled land or wait for a suitable house.

Signing untitled land or wait for a suitable house.

Hello, Just wondering what people think about this situation. I have got a good offer on some untitled land. Should i sign the contract for this, or wait till titles…

0
431
ScottG
Jul 31, 2019 11:21 am
Ipman76
Ipman76
29 July 2019

Selling a land 545sqm ($200K) in Lucas Ballarat

Selling a land 545sqm ($200K) in Lucas Ballarat

Hi, I have a piece of land in Lucas Ballarat that is going to be titled in October 2019. It's a flat piece of land, 545sqm at $200K. It's 5mins walk to Lucas city…

0
685
Ipman76
Jul 29, 2019 10:43 pm
domwild
domwild
27 July 2019

are deposits to builders refundable?

are deposits to builders refundable?

In one 1 star complaint with a builder on productreview.com.au, that user did not only get his deposit back, the builder charged him tens of thousands of Dollars more…

7
5101
domwild
Jul 27, 2019 6:27 pm
basicbeans
basicbeans
16 July 2019

Suggestions for finance options for land/construction

Suggestions for finance options for land/construction

Has this happened to anyone where you've signed up on a contract with your builder while waiting for your home to be sold? Thanks

6
8699
basicbeans
Jul 16, 2019 6:28 pm
rek11
rek11
23 June 2019

Land for sale in Cloverton

Land for sale in Cloverton

Hi all, We have a land for sale in cloverton. Land…

0
6266
rek11
Jun 23, 2019 11:58 pm
basicbeans
basicbeans
14 June 2019

To sell or not to sell

To sell or not to sell

Thank you. Yes, just need to be patient and the right buyer will come. We feel like if we lower the price too much, we are giving away too much of our hard earned…

1
3758
basicbeans
Jun 14, 2019 2:05 pm
raptor19
raptor19
12 June 2019

Valuation shortfall Construction Loan

Valuation shortfall Construction Loan

Rex, you can but be mindful the bank has the final word and the valuers don’t like being challenged. And ultimately the banks won’t use a valuation from a valuer who…

19
13879
raptor19
Jun 12, 2019 10:55 pm
plc
plc
12 June 2019

Using a new broker after pre approval expires

Using a new broker after pre approval expires

As Bec said, you can basically do what you want whether its go direct with a bank or with another broker. There may be other options out there now that weren't present…

4
969
plc
Jun 12, 2019 1:53 am
flower__power
flower__power
9 June 2019

Insurance needed for loan, can't insure?

Insurance needed for loan, can't insure?

Yes the house insurance, LMI wasn't needed. Thank you i'll follow up with a solicitor.

4
1295
flower__power
Jun 10, 2019 12:16 am
Angalfaria
Angalfaria
1 June 2019

Short term rental

Short term rental

Very good suggestion and I agree with you. Thanks

3
2178
Angalfaria
Jun 01, 2019 11:04 pm
Angalfaria
building-expert
building-expert
31 May 2019

Renting out primary residence as holiday house

Renting out primary residence as holiday house

The exact location and tourism in the area is a big factor to take in as well, is it more popular during the warm or cold weather? is it close to a popular tourist spot…

5
5674
building-expert
May 31, 2019 5:56 pm
building-expert
Angalfaria
Angalfaria
31 May 2019

Getting Ready for Renters

Getting Ready for Renters

I am ready for this and thanks for advancement.

4
1324
Angalfaria
May 31, 2019 2:04 am
Angalfaria
basicbeans
basicbeans
23 May 2019

Planning on new build - subject to selling the current home

Planning on new build - subject to selling the current home

Thanks. Yes I noticed builders have promotions these days to attract buyers as the market has cooled down. However not a good timing for those who are into selling,…

5
5280
basicbeans
May 23, 2019 9:09 am
checkyour
checkyour
19 May 2019

Worried about Land Valuation

Worried about Land Valuation

that is the land I was planed to buy last year, I did some research, since the north west link will extend through Marsden park to new airport, I…

7
3643
checkyour
May 19, 2019 10:51 pm
dollface
dollface
14 May 2019

cancelling building contract after cooling off period

cancelling building contract after cooling off period

I signed a contract for a house and land package and the contract is the 'Victorian Builders contract' the land has not been subdivided or titled yet and will not be…

0
671
dollface
May 14, 2019 6:55 pm
basicbeans
basicbeans
13 May 2019

95% LVR land loan, or alternatives

95% LVR land loan, or alternatives

Excellent, thanks for the information. Very helpful!

9
6139
basicbeans
May 13, 2019 7:25 pm
IamSAM
IamSAM
8 May 2019

Ask when viewing a house

Ask when viewing a house

Has that property been sold multiple times in recent years? - This could indicate a problem... Has that property been up for sale since a long time but not got any buyers…

1
1447
IamSAM
May 08, 2019 10:54 am
IamSAM

Deposit with 2 jobs inc ABN

Deposit with 2 jobs inc ABN

Ahhh complicated and fun answer :) The answer is - we can only work with what is, not what will be. So right now you have an income of X from your office job and a new ABN…

1
1613
becjarrettdalton
May 07, 2019 3:44 pm
becjarrettdalton
deano163
deano163
30 April 2019

Paying for a house build outright?

Paying for a house build outright?

Thanks all, there's a lot of interesting info in the responses so far. We hadn't thought about the frequent flyer card option so that will be on our list of options to…

6
1767
deano163
Apr 30, 2019 9:53 am
Intellichoice
Intellichoice
21 April 2019

Finance approval subject to title problems

Finance approval subject to title problems

Think they are getting confused-broker and developer, as a normal requirement for settlement-not pre approval would be land correctly titled, A pre-approval tells…

2
4413
Intellichoice
Apr 21, 2019 9:17 am
Intellichoice
Jina
Jina
28 March 2019

Seven Hills/kellville Ridge or glendwood

Seven Hills/kellville Ridge or glendwood

How about travelling to city is it how long bus takes?

2
5463
Jina
Mar 28, 2019 2:39 pm
Kayman2016
Kayman2016
28 February 2019

Buying house in Brentwood Forest estate, Bellbird park

Buying house in Brentwood Forest estate, Bellbird park

I’m in same position as you. I’m buying to live in but worry about bank valuation of off the plan properties in this estate. I’ve got someone told me that bank…

1
1528
Kayman2016
Feb 28, 2019 9:42 pm
Jazmalee
Jazmalee
22 February 2019

Deposits on exchange

Deposits on exchange

Ok I am confused, we are selling our property and entering into another one on exchange. What happens if our buyer pulls out,we keep the deposit? But lose our deposit to…

0
1714
Jazmalee
Feb 22, 2019 11:06 pm
plc
plc
20 February 2019

New home finance

New home finance

Even BOM (or St George to rest of the country) do it as well. Servicing on end debt only as well.

4
2884
plc
Feb 20, 2019 1:53 am
becjarrettdalton
becjarrettdalton
11 February 2019

Land Price Valuaiton Reduction before Registration

Land Price Valuaiton Reduction before Registration

As you know the Sydney market has moved, and with those other blocks listed for less that will make it challenging for a higher valuation. Obviously paying less is better…

3
1665
becjarrettdalton
Feb 11, 2019 8:55 pm
becjarrettdalton

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