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alissa
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alissa

Joined 18 October 2018
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alissa
9 April 2019
14
Apr 09, 2019 5:58 pm
Thanks for your reply alissa. How much difference was there from the first valuation and the subsequent higher ones? $70 and $80k higher!
$70 and $80k higher!
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alissa
9 April 2019
12
Apr 09, 2019 4:45 pm
You may try to challenge but very unlikely to change. We went to 2 other lenders and they both got much higher valuation. Make sure you submit all docs, variations, upgrades, specs etc. and maybe highlight some facts that the first valuer may have missed.
You may try to challenge but very unlikely to change. We went to 2 other lenders and they both got much higher valuation...
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alissa
14 March 2019
10
Mar 14, 2019 10:53 am
Thanks @becjarettdalton i need all this kind of relief at the moment
Thanks @becjarettdalton i need all this kind of relief at the moment
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alissa
14 March 2019
8
Mar 14, 2019 10:47 am
Thanks @becjarettdalton i think theyre just doing valuations and not lodging applications so it shouldnt hurt our credit file?
Thanks @becjarettdalton i think theyre just doing valuations and not lodging applications so it shouldnt hurt our credit...
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alissa
14 March 2019
6
Mar 14, 2019 8:23 am
So we got the valuation report. Looks like they compared our 2 storey house to 5-6yrs old single storey houses. There is not much comparable house to us that was sold recently :( Also structural changes that are definitely value adding are not considered in the valuation. Our broker is going to anot...
So we got the valuation report. Looks like they compared our 2 storey house to 5-6yrs old single storey houses. There is...
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alissa
12 March 2019
5
Mar 12, 2019 12:52 pm
Thanks for that! Sigh, worst case we have to revisit the upgrades and remove some of them. Have to pay admin fee to change them but we really cant afford to pay them in cash. All the while our broker had given us a go ahead signal so this under valuation really came as a surprise.
Thanks for that! Sigh, worst case we have to revisit the upgrades and remove some of them. Have to pay admin fee to chan...
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alissa
12 March 2019
3
Mar 12, 2019 12:34 pm
Hi there. Thanks for your response. Iโ€™ve asked my broker if we can grab a copy of the report but he said he had already challenged the valuation but ANZ was firm with the valuation. Pretty challenging where I am building as it is a new estate and there is not much sales history. Plus, the surroundin...
Hi there. Thanks for your response. Iโ€™ve asked my broker if we can grab a copy of the report but he said he had already ...
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alissa
12 March 2019
17
Mar 12, 2019 8:27 am
Also building with Caddens ๐Ÿ™‹๐Ÿปโ€โ™€๏ธ Stage 5. Eden Brae. Just got DA check and now waiting for construction plans and construction loan stuff.
Also building with Caddens ๐Ÿ™‹๐Ÿปโ€โ™€๏ธ Stage 5. Eden Brae. Just got DA check and now waiting for construction plans and constr...
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alissa
12 March 2019
1
Mar 12, 2019 8:00 am
My broker ordered valuation for my construction of house in Caddens with EBH and valuation came back $120k short! A bit upsetting for us as we cannot cover the difference. Should we ask our broker to get another lenderโ€™s valuation? Should we approach another broker?
My broker ordered valuation for my construction of house in Caddens with EBH and valuation came back $120k short! A bit ...
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alissa
18 October 2018
14
Oct 18, 2018 10:07 am
People building with Eden brae we have our first colour selection this week anyone got any tips for us? What did everyone upgrade and how much? We are building bristol 33 extended I agree with what Bruce said. With electrical it is hard to plan. We took paper and pen and went to the display home an...
I agree with what Bruce said. With electrical it is hard to plan. We took paper and pen and went to the display home an...
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